1 00:00:00,210 --> 00:00:04,110 Robert Plank: marketer of the day Episode 706 money rebels 2 00:00:04,170 --> 00:00:07,530 implements an intentional mindset to become financially 3 00:00:07,530 --> 00:00:15,990 free with cash flow expert Chris miles. Hey everyone, and welcome 4 00:00:15,990 --> 00:00:19,410 back to the marketer of the day podcast. We are here with fourth 5 00:00:19,410 --> 00:00:23,730 time return guest Chris miles. It's kind of like the Saturday 6 00:00:23,760 --> 00:00:26,880 Night Live when there's like Bill Murray or someone or like 7 00:00:26,880 --> 00:00:29,730 Steve Martin is like back on SNL for like the fifth timers club. 8 00:00:29,730 --> 00:00:32,970 We're like that. And if you've heard about Chris miles, he has 9 00:00:32,970 --> 00:00:36,960 been on a marketer of the day.com slash 103 mark where he 10 00:00:36,960 --> 00:00:40,560 talked about money mindset market are they comm slash four 11 00:00:40,560 --> 00:00:43,620 to seven where he talked about cash flow and optimizing your 12 00:00:43,620 --> 00:00:48,000 money, and then marketer or the.com slash 566 where he 13 00:00:48,000 --> 00:00:50,610 talked about how you can pay off debt and stop hustling. And 14 00:00:50,610 --> 00:00:54,300 Chris is the guy that we kind of catch up with about once a year 15 00:00:54,330 --> 00:00:57,750 to talk about money stuff. His website is money ripples calm. 16 00:00:57,870 --> 00:01:01,650 And Chris miles is the cash flow expert. He is a leading 17 00:01:01,680 --> 00:01:05,160 authority on how to quickly create cash flow and lasting 18 00:01:05,160 --> 00:01:08,430 wealth for 1000s of his clients, entrepreneurs and others and 19 00:01:08,700 --> 00:01:11,520 internationally. I think we're gonna dive into all kinds of fun 20 00:01:11,520 --> 00:01:16,500 stuff. So Chris, glad to talk to you again. I'm so excited I'm 21 00:01:16,500 --> 00:01:17,940 tripping over my own words here. 22 00:01:19,650 --> 00:01:21,990 Unknown: Hey, man, it's awesome being here. Alec Baldwin from 23 00:01:21,990 --> 00:01:23,850 Saturday Night Live, you know, that's kind of cool. 24 00:01:24,300 --> 00:01:28,470 Robert Plank: Yeah, yes. So I mean, I think that you you 25 00:01:28,470 --> 00:01:31,230 personally, I mean, you're one of the first interviews that 26 00:01:31,260 --> 00:01:36,450 I've ever had and you are like the prime specimen for being the 27 00:01:36,450 --> 00:01:39,210 guy and kind of like a boring profession, but you made it 28 00:01:39,210 --> 00:01:42,210 interesting you realize that there was just so many 29 00:01:42,210 --> 00:01:46,140 overwhelming possibilities with money, and yet the traditional 30 00:01:46,170 --> 00:01:50,520 accountants CPAs were kind of undertrained and also I think 31 00:01:50,520 --> 00:01:56,520 that you yourself are amazing as far as you you reach out to 32 00:01:56,520 --> 00:01:59,400 people right you're Mr social always hopping on shows I mean 33 00:01:59,400 --> 00:02:03,750 even we've met and had lunch in person and and yet you have I 34 00:02:03,750 --> 00:02:05,820 don't know if you have like five kids or eight kids but you have 35 00:02:06,150 --> 00:02:09,000 somehow you make it all work right the money stuff the the 36 00:02:09,000 --> 00:02:12,420 lifestyle so I mean jumping on in like is there a secret or is 37 00:02:12,420 --> 00:02:14,970 there like just something special in what it is that you 38 00:02:14,970 --> 00:02:15,390 do 39 00:02:17,340 --> 00:02:20,850 Unknown: you know, there are so many secrets you know the 40 00:02:21,120 --> 00:02:23,190 secrets and everything else there's so many things that you 41 00:02:23,190 --> 00:02:25,710 do I mean, I mean that's why I keep coming back on the show 42 00:02:25,710 --> 00:02:27,810 because you know, you never know how many kids I'll have the next 43 00:02:27,810 --> 00:02:28,650 time right you know, 44 00:02:29,100 --> 00:02:30,960 Robert Plank: so So what is the count out right now 45 00:02:31,350 --> 00:02:35,730 Unknown: it's it's six of my own but I remarried two years ago to 46 00:02:35,730 --> 00:02:38,250 a woman had two kids so we really have eight together as a 47 00:02:38,250 --> 00:02:41,460 blended family. The good news is there's no more there should not 48 00:02:41,460 --> 00:02:43,980 be any more coming like I've made sure that 49 00:02:45,900 --> 00:02:49,230 Robert Plank: awesome and so I mean so you have six six kids 50 00:02:49,230 --> 00:02:53,070 plus two and with all of that I mean it seems like that it seems 51 00:02:53,070 --> 00:02:56,520 like a huge like drain on the finances you strain all the 52 00:02:56,520 --> 00:02:59,670 time. And so when you when you wake up in the morning Do you 53 00:02:59,670 --> 00:03:05,010 have like a set like to do list or schedule or like how I mean 54 00:03:05,010 --> 00:03:07,470 some people are overwhelmed with one or two kids so how the heck 55 00:03:07,470 --> 00:03:09,570 do you make all this stuff work? 56 00:03:10,259 --> 00:03:12,599 Unknown: Yeah, you know, I mean for me, I have to focus on 57 00:03:12,599 --> 00:03:15,809 myself first you know like which is really hard we have kids it 58 00:03:15,809 --> 00:03:18,269 usually means having to wake up before they do right which is 59 00:03:18,269 --> 00:03:21,779 not always easy. But I usually go and do kind of what you know 60 00:03:21,779 --> 00:03:24,119 Tony Robbins would call the Hour of Power you know, as people 61 00:03:24,119 --> 00:03:26,429 call it, like different morning rituals, wherever you might be, 62 00:03:26,429 --> 00:03:29,549 but, you know, my morning routine usually is wake up, get 63 00:03:29,549 --> 00:03:32,369 out and move get my body moving and working out and that kind of 64 00:03:32,369 --> 00:03:34,469 thing. I'm actually a marathoner. Like I do a lot of 65 00:03:34,469 --> 00:03:37,349 running I like to go work out the gym you know things like 66 00:03:37,349 --> 00:03:41,879 that. You know meditate pray you know whatever you need to do 67 00:03:41,939 --> 00:03:45,299 before all sudden the hustle of the day comes right and it might 68 00:03:45,299 --> 00:03:48,269 for me hustle is just as busy at home as it is you know in my 69 00:03:48,269 --> 00:03:49,049 business Oh 70 00:03:49,890 --> 00:03:52,380 Robert Plank: yeah, yeah so yeah it Take care of yourself 71 00:03:52,380 --> 00:03:56,010 personally I do that important stuff and then do you do you do 72 00:03:56,010 --> 00:03:59,490 like set things throughout the week or throughout the day like 73 00:03:59,490 --> 00:04:01,980 when I mean there's got to be like so many things to do as far 74 00:04:01,980 --> 00:04:06,570 as like handling clients media appearances, like do you just 75 00:04:06,570 --> 00:04:09,360 kind of like take the day as you go? Or do you have like do you 76 00:04:09,360 --> 00:04:13,740 follow one of these like special like to do systems are like what 77 00:04:13,740 --> 00:04:14,640 happens there? 78 00:04:15,479 --> 00:04:18,059 Unknown: You know, I don't know if I would say it's a special 79 00:04:18,059 --> 00:04:21,389 system or a secret sauce there I think the biggest thing I do is 80 00:04:21,389 --> 00:04:25,889 I really listened my intuition a lot. I follow my gut. So even 81 00:04:25,889 --> 00:04:29,099 like for media appearances like I asked myself say Hey, is this 82 00:04:29,099 --> 00:04:31,679 something I should do you know, and there's a lot of time to get 83 00:04:31,679 --> 00:04:34,169 invited us you know, what, I just don't think is a good fit, 84 00:04:34,199 --> 00:04:36,629 you know, like I don't think I'd bring the kind of value to your 85 00:04:36,629 --> 00:04:39,059 audience that you would be looking for you know, or I just 86 00:04:39,059 --> 00:04:41,459 don't feel good about it. You know, like Sorry, I've got other 87 00:04:41,459 --> 00:04:44,069 stuff other priorities and and that was one of the things that 88 00:04:44,069 --> 00:04:46,139 really helped me about four years ago after I went through a 89 00:04:46,139 --> 00:04:49,469 divorce and I kind of mentally and emotionally shut down was I 90 00:04:49,469 --> 00:04:52,079 had a rate rebuild, you know, and that's what I did is like, 91 00:04:52,109 --> 00:04:54,659 hey, let's figure out you know, like I mentioned last time, not 92 00:04:54,659 --> 00:04:58,169 hustling as much right and be more intentional, you know, in 93 00:04:58,169 --> 00:05:01,739 what you do. And that really helped a lot. And so yeah, when 94 00:05:01,739 --> 00:05:04,559 I go through my day, I mean, I have my passive and residual 95 00:05:04,559 --> 00:05:07,769 streams of income which help pay all the bills, right? So when I 96 00:05:07,769 --> 00:05:10,229 look at active stuff that I do throughout the day within my 97 00:05:10,229 --> 00:05:14,099 business, I mean it's really more of a it's really more 98 00:05:14,099 --> 00:05:16,709 focused on two things you know, I do, you know, consulting for 99 00:05:16,709 --> 00:05:19,319 my clients, I do my podcast show, things like that, I even 100 00:05:19,319 --> 00:05:22,379 do like this special strategy for helping people get, you 101 00:05:22,379 --> 00:05:24,599 know, double dip on their money on their investment money to get 102 00:05:24,599 --> 00:05:28,019 paid them twice, things like that. And, and so I focused 103 00:05:28,019 --> 00:05:30,989 primarily on those core things that I feel like I'm best at. 104 00:05:31,379 --> 00:05:35,249 And then the rest of it either is passive, or, you know, very 105 00:05:35,249 --> 00:05:37,619 lightly managed. And then of course, I tried to stick to that 106 00:05:37,619 --> 00:05:40,769 schedule, you know, so like, for example, I usually only do calls 107 00:05:41,009 --> 00:05:44,369 like Tuesday mornings to maybe early afternoon, Wednesday and 108 00:05:44,369 --> 00:05:46,469 Thursday afternoons, then Mondays or Fridays, I try to 109 00:05:46,469 --> 00:05:49,289 leave open for the most part unless I do something different. 110 00:05:49,289 --> 00:05:52,409 But that's really what it is just matter, you know, I kind of 111 00:05:52,439 --> 00:05:54,089 try to keep to a schedule, that's something my wife 112 00:05:54,089 --> 00:05:56,309 requested a me because she's like, you're just throwing them 113 00:05:56,309 --> 00:05:59,369 wherever you want. And my wife has a business too. She wants to 114 00:05:59,369 --> 00:06:01,799 work in her business. So I can't just hog the office all the 115 00:06:01,799 --> 00:06:05,489 time. So I try to stay you know, no more than 2030 hours a week 116 00:06:05,549 --> 00:06:08,849 in my business. And then rest time I'm cooking and sometimes 117 00:06:08,849 --> 00:06:11,189 doing the cleaning and, and all that kind of stuff. 118 00:06:12,090 --> 00:06:14,160 Robert Plank: awesome dude, doing the important things and 119 00:06:14,160 --> 00:06:17,070 doing your hobbies, like your marathon and speaking so you 120 00:06:17,070 --> 00:06:19,830 said that you do the servicing clients and podcasting. And 121 00:06:19,830 --> 00:06:22,980 speaking of your podcasting, your money ripples podcast, I 122 00:06:22,980 --> 00:06:26,550 saw the other day on social media, you just passed a 200,000 123 00:06:26,550 --> 00:06:29,640 downloads. So congratulations there. And then I saw in the 124 00:06:30,300 --> 00:06:32,880 welcome and then the comments there. There are a few people 125 00:06:32,880 --> 00:06:34,800 saying like, well, what's the secret? How did you get so many 126 00:06:34,800 --> 00:06:38,220 downloads, and you just said, I kept going, right, I kept on 127 00:06:38,220 --> 00:06:40,320 pressing on and making the episodes and doing the 128 00:06:40,320 --> 00:06:42,840 interviews and the content. And like, there seems like there's 129 00:06:42,840 --> 00:06:47,880 so much to that of like, you know, it's easy to, to like make 130 00:06:47,880 --> 00:06:50,700 so many plans that you don't take any kind of action and I 131 00:06:50,700 --> 00:06:53,130 mean, you're you're mister money and accountant, you know, like 132 00:06:53,160 --> 00:06:56,370 you have to make some kind of plan and then move forward 133 00:06:56,400 --> 00:06:59,430 realizing that the plan might change or that you might have to 134 00:06:59,490 --> 00:07:02,490 somewhat build the airplane on the way down. And I think that 135 00:07:02,850 --> 00:07:05,580 that's so huge right there in that, you know, with your 136 00:07:05,580 --> 00:07:08,400 podcast, he just kept going, he said, here's what I'm going to 137 00:07:08,400 --> 00:07:11,640 create, I'll make some episodes, but then it might change or the 138 00:07:11,640 --> 00:07:15,180 focus might change or even what might my businesses or why my 139 00:07:15,180 --> 00:07:20,190 business says might change, but that will only manifest itself 140 00:07:20,220 --> 00:07:22,800 as the the work takes place. Right? 141 00:07:23,040 --> 00:07:25,860 Unknown: Yeah. And there's always a front stage backstage, 142 00:07:25,860 --> 00:07:28,020 right. I mean, the front stage is what everybody else in the 143 00:07:28,020 --> 00:07:30,690 world sees, you know, like, people see me as like, cashflow 144 00:07:30,690 --> 00:07:34,290 expert, anti financial advisor, and they see me doing different 145 00:07:34,290 --> 00:07:36,840 stuff. Sometimes they just like you just run, you know, that's 146 00:07:36,840 --> 00:07:39,120 all you do. Even though I only run three days a week, usually, 147 00:07:39,150 --> 00:07:41,520 you know, but, you know, it's whatever social media shows 148 00:07:41,520 --> 00:07:44,580 people, right? But then there's the backstage of, you know, 149 00:07:44,580 --> 00:07:47,100 like, like, for example, the podcast, I was doing one a week 150 00:07:47,130 --> 00:07:50,100 and then last year, I decided swishy to a week, you know, and 151 00:07:50,100 --> 00:07:52,500 I thought I'll do that. And now I'm up to I mean, I'm not as 152 00:07:52,500 --> 00:07:55,530 high as you you've been, I mean, I'm like 300 almost 350 153 00:07:55,530 --> 00:07:58,710 episodes, you know, but you know, I'm getting up there and 154 00:07:59,160 --> 00:08:02,790 you know, and I think I always think of the quote and I think 155 00:08:02,790 --> 00:08:05,160 it's I don't think there's even an author attribute to it. I 156 00:08:05,160 --> 00:08:08,250 think it's anonymous, but it says you know, life's battles 157 00:08:08,250 --> 00:08:11,850 don't always go the stronger or faster man. Sooner or later the 158 00:08:11,850 --> 00:08:17,250 person who wins is the one who thinks he can write and and i 159 00:08:17,310 --> 00:08:20,490 mean i think that's a big one is one like I expect success right? 160 00:08:20,490 --> 00:08:22,980 That's I think a big difference between me and most people is 161 00:08:22,980 --> 00:08:27,270 that I just expected you know, you create a necessity but you 162 00:08:27,270 --> 00:08:29,310 just create that expectation that just this is what's going 163 00:08:29,310 --> 00:08:32,400 to happen period you know there's not the doubt you don't 164 00:08:32,400 --> 00:08:35,100 throw the doubt and even when the doubts creep in, quickly 165 00:08:35,130 --> 00:08:39,870 brushed aside it's like go by, you know, you're gone. Sia and 166 00:08:39,870 --> 00:08:43,200 that's it right? But then from there forward, like now you have 167 00:08:43,200 --> 00:08:46,530 that belief and that just that knowingness it's not just a you 168 00:08:46,530 --> 00:08:49,560 know, could this happen is a possibility. He goes more from 169 00:08:49,560 --> 00:08:52,380 like, a possibility to improbability to more of an 170 00:08:52,380 --> 00:08:56,370 inevitability, right it just inevitably has to happen. And 171 00:08:56,370 --> 00:08:59,250 when that when that starts to occur, then your actions start 172 00:08:59,250 --> 00:09:02,070 to align with that thing start to just buzz like there's that 173 00:09:02,130 --> 00:09:04,050 you know, if you believe in the law of attraction, like things 174 00:09:04,050 --> 00:09:07,170 just really attract you the right people show up and it's 175 00:09:07,170 --> 00:09:09,630 almost effortless. It's just like in that bicycle going, you 176 00:09:09,630 --> 00:09:11,910 have to pedal really hard in the beginning but as you get going, 177 00:09:11,910 --> 00:09:15,000 get the momentum is just nice and easy. There's a nice rhythm 178 00:09:15,000 --> 00:09:17,700 to it, right? And, and that's kind of where I feel like I've 179 00:09:17,700 --> 00:09:20,220 been because I haven't given up I haven't just, you know, 180 00:09:20,250 --> 00:09:22,980 started the pedal the bicycle and said, Oh, so hard. All 181 00:09:22,980 --> 00:09:25,560 right, put the bike down on the ground. Alright, now pick it 182 00:09:25,560 --> 00:09:28,950 back up again a few months later and start pedaling so hard, and 183 00:09:28,950 --> 00:09:31,170 then put it back down. And that's what a lot of people do 184 00:09:31,170 --> 00:09:34,230 in business and in life in general. They just keep you 185 00:09:34,230 --> 00:09:36,480 know, instead of just keep pedaling, right they just keep 186 00:09:36,480 --> 00:09:39,600 swimming you know as Dori would say in Finding Nemo you know, 187 00:09:39,630 --> 00:09:42,480 they just they don't they just stop they kill that momentum and 188 00:09:42,480 --> 00:09:45,840 then have to start it up again. And it's okay to reset, but it's 189 00:09:45,840 --> 00:09:48,270 much better to keep that that ball moving, you know? 190 00:09:49,050 --> 00:09:51,840 Robert Plank: Yeah, I agree completely. And even. I mean, it 191 00:09:51,840 --> 00:09:55,050 seems like it might even relate to your marathon running is that 192 00:09:55,050 --> 00:09:59,070 if you're, if you're speeding towards a goal, sometimes not 193 00:09:59,070 --> 00:10:01,590 always, but sometimes it is. is an advantage to tuning out 194 00:10:01,590 --> 00:10:04,410 right? There's not sometimes less information is better. Like 195 00:10:04,410 --> 00:10:08,310 if you're, if you're like going through like 26.2 miles of your 196 00:10:08,310 --> 00:10:11,640 race and you have 22 miles to go, maybe it's better to just 197 00:10:11,640 --> 00:10:14,550 like to now I'm not think about not calculate the number of 198 00:10:14,550 --> 00:10:17,550 steps you have to take to get to the end sometimes like, you just 199 00:10:17,550 --> 00:10:21,840 need to like, move forward, if that serves you. And and as 200 00:10:21,840 --> 00:10:24,150 you're talking about all this, like, you know you're you're a 201 00:10:24,150 --> 00:10:27,150 big fan of quotes, I see you always posting some of these 202 00:10:27,150 --> 00:10:30,330 motivational quotes on social media and like, just like I 203 00:10:30,330 --> 00:10:32,970 think a recurring theme with a lot of these motivational quotes 204 00:10:32,970 --> 00:10:37,830 that comes to me is that there are some people that are not 205 00:10:37,830 --> 00:10:42,060 very smart, and they somehow just get all kinds of success 206 00:10:42,060 --> 00:10:44,940 because they don't let their their smarts get in their way. 207 00:10:44,940 --> 00:10:48,750 So maybe some of us can tap into that maybe we should like not 208 00:10:48,750 --> 00:10:51,630 think about how much work that there is to be done and just 209 00:10:51,630 --> 00:10:54,600 like start on the work, right? Just take the first step, just 210 00:10:54,780 --> 00:10:58,020 record that next podcast episode or reach out to that next 211 00:10:58,020 --> 00:11:02,640 client. And there is for sure a time and a place to analyze, 212 00:11:02,640 --> 00:11:05,340 like what has been done, or what should be done with sometimes in 213 00:11:05,340 --> 00:11:08,250 the middle, we just have to move forward and take some action. 214 00:11:08,580 --> 00:11:10,950 Unknown: Yeah, that's the thing a lot of people don't understand 215 00:11:10,950 --> 00:11:14,160 and see the results over time, right? They, they see the person 216 00:11:14,160 --> 00:11:15,810 once they become popular, because now they've become 217 00:11:15,810 --> 00:11:18,900 visible, but they don't see that it took them 10 years to become 218 00:11:18,900 --> 00:11:22,140 that overnight success, right or, or whatever it might be. 219 00:11:22,140 --> 00:11:24,600 And, and there are a lot of analogies with running a 220 00:11:24,600 --> 00:11:27,750 marathon, you know, for example, because the whole, the whole 221 00:11:27,750 --> 00:11:30,120 goal is you don't have to keep running the entire time. 222 00:11:30,360 --> 00:11:32,220 Sometimes you can just start walking. As long as you're 223 00:11:32,220 --> 00:11:34,380 progressing in the right direction, it's okay to do that. 224 00:11:34,650 --> 00:11:37,740 The problem is a lot of people try to sprint go all out. And 225 00:11:37,740 --> 00:11:40,170 then they cramp up and they can't finish the race, right. 226 00:11:40,200 --> 00:11:43,140 And sometimes it's just better to say, Hey, this is keep moving 227 00:11:43,140 --> 00:11:45,960 like I'll have to do is keep moving forward. What's the one 228 00:11:45,960 --> 00:11:47,940 thing I could do today that helps me move forward, what's 229 00:11:47,940 --> 00:11:50,820 the one thing I could do right now in this moment, helps me 230 00:11:50,820 --> 00:11:54,030 move just a little bit closer to that goal. And when you do those 231 00:11:54,030 --> 00:11:57,930 little tiny decisions, they start to add up to a lot of, you 232 00:11:57,930 --> 00:12:00,240 know, a lot of bigger results. You know, I think that's the 233 00:12:00,240 --> 00:12:02,580 thing that people miss they, they think there has to be like 234 00:12:02,580 --> 00:12:06,720 this big, you know, instrumental moment in someone's life that 235 00:12:06,720 --> 00:12:10,410 everything changes, when in truth is just constantly moving 236 00:12:10,410 --> 00:12:10,950 forward. 237 00:12:11,730 --> 00:12:13,920 Robert Plank: Well, yeah, because that those sudden 238 00:12:13,920 --> 00:12:16,470 changes are more exciting, right? It's more like a movie. 239 00:12:16,620 --> 00:12:18,570 And when you're explaining that reminds you of that, that 240 00:12:18,570 --> 00:12:21,870 concept of Thinking Fast and Slow, right? So Thinking Fast is 241 00:12:21,870 --> 00:12:24,090 like if you if you're in a crowded room, and you're like 242 00:12:24,120 --> 00:12:26,880 trying to find one person in the room is thinking fast, but then 243 00:12:26,880 --> 00:12:31,680 thinking slow might be Should I quit this job? Should I change 244 00:12:31,680 --> 00:12:34,800 careers? Should I break up with the person and if we're too much 245 00:12:34,800 --> 00:12:37,950 one or the other, it's not going to serve us? And so with us 246 00:12:37,950 --> 00:12:42,060 specifically, last time, we talked maybe a year or so, have 247 00:12:42,060 --> 00:12:46,290 you come across any like personal challenges, obstacles, 248 00:12:46,290 --> 00:12:48,960 roadblocks, things like that, where maybe you were like, stuck 249 00:12:48,960 --> 00:12:51,300 for a little while. And then yeah, you had to use your brain 250 00:12:51,300 --> 00:12:53,940 to like, you know, break through to the next level of business or 251 00:12:53,940 --> 00:12:55,650 your personal life, anything like that. 252 00:12:56,490 --> 00:12:58,920 Unknown: Yeah, I mean, I've had some personal life, I've had 253 00:12:58,920 --> 00:13:01,950 things in my business, you know, like little mini things like 254 00:13:01,950 --> 00:13:04,290 that. But, uh, yeah, I mean, like, for example, in my 255 00:13:04,290 --> 00:13:09,060 business, you know, like, I had a huge referral source that I 256 00:13:09,060 --> 00:13:12,600 had, you know, and the thing is, like, there was a cost to it, 257 00:13:12,630 --> 00:13:15,900 like, it was, I mean, it was completely awesome. A great, 258 00:13:16,170 --> 00:13:20,160 great partnership in the beginning. I mean, you know, I 259 00:13:20,160 --> 00:13:22,440 won't complain making six figures a month because of that 260 00:13:22,440 --> 00:13:25,470 one single relationship, you know, it was awesome. But there 261 00:13:25,470 --> 00:13:29,100 was a price to it, there was a price to that, that income and 262 00:13:29,100 --> 00:13:32,460 it was wearing on me and remember my wife to said, Chris, 263 00:13:32,670 --> 00:13:35,100 I can tell like, you're getting irritable, like, there's 264 00:13:35,100 --> 00:13:38,370 something wrong, I think this relationship, your your, your, 265 00:13:38,550 --> 00:13:41,370 this relationship, you're in now with her right, but in business, 266 00:13:42,000 --> 00:13:45,720 the relationship you're in is not working. And, and it got to 267 00:13:45,720 --> 00:13:47,850 a point where it's like, you know, yeah, I think you're 268 00:13:47,850 --> 00:13:51,240 right. And, and the thing is, the guy was a great guy, you 269 00:13:51,240 --> 00:13:54,900 know, but we clashed on certain, you know, values, we clashed on 270 00:13:54,900 --> 00:13:57,870 certain, like, ways that we wanted to do business, and it 271 00:13:57,870 --> 00:14:00,510 made a lot tougher to work with them after a while. And so, 272 00:14:00,870 --> 00:14:03,390 after a while, they said, you know, what, hey, I appreciate 273 00:14:03,390 --> 00:14:06,060 everything you've done for me, right now I'm just going to call 274 00:14:06,060 --> 00:14:09,420 it quits on this relationship, you know, and, and it was kind 275 00:14:09,420 --> 00:14:12,450 of a scary moment, because it's like, you know, I was really 276 00:14:12,450 --> 00:14:14,790 loving all the extra gravy, right? Like, I've already got 277 00:14:14,790 --> 00:14:17,310 plenty of streams of income coming in. But when you have an 278 00:14:17,310 --> 00:14:20,070 additional six figures of income coming in a month, it's kind of 279 00:14:20,070 --> 00:14:22,440 cool, you know, it's kind of fun, you can accelerate all your 280 00:14:22,440 --> 00:14:25,230 goals and dreams and everything. But I was like, you know, I'm 281 00:14:25,230 --> 00:14:28,350 just gonna trust that process and go with it. And I'll tell 282 00:14:28,350 --> 00:14:32,550 you like, emotionally It was so much better to do that, than it 283 00:14:32,550 --> 00:14:36,750 was staying in it, you know, and, and I'm, and again, it 284 00:14:36,780 --> 00:14:39,810 opens up lots of doors. It was a great thing in the moment, but 285 00:14:39,810 --> 00:14:43,740 it wasn't it wasn't a good long term thing. And, and since then, 286 00:14:43,740 --> 00:14:47,490 I've, you know, come right back. And you know, and there's other 287 00:14:47,490 --> 00:14:50,010 things I've come in my life I've had like great relationships and 288 00:14:50,010 --> 00:14:52,290 masterminds and things like that, that I've been a part of 289 00:14:52,290 --> 00:14:56,280 that has really made a drastic difference and and now it's less 290 00:14:56,280 --> 00:15:00,300 stress but still am great brain money, you know, that that I'm 291 00:15:00,300 --> 00:15:03,450 making in my business great revenue and making even a bigger 292 00:15:03,450 --> 00:15:05,160 impact I think now than I was even then. 293 00:15:06,390 --> 00:15:08,760 Robert Plank: Oh, cool. And that must be I mean, that's even as 294 00:15:08,760 --> 00:15:11,640 you described, it seems like it's a, it messes with your 295 00:15:11,640 --> 00:15:14,100 brain, right? When there's like so much money involved. And then 296 00:15:14,130 --> 00:15:17,160 you have to like, dig deep and think about how like, well, 297 00:15:17,160 --> 00:15:20,910 money isn't everything. And some relationships don't last 298 00:15:20,910 --> 00:15:23,790 forever. And some, some things like get you to where you want 299 00:15:23,790 --> 00:15:28,110 to go. And sometimes you have to maybe even be unhappy at one 300 00:15:28,110 --> 00:15:31,260 point to be happy later. And like, you know, sometimes things 301 00:15:31,260 --> 00:15:34,650 aren't a straight line, it just kind of takes takes a lot of 302 00:15:34,650 --> 00:15:38,610 introspection, right? So like, would you say that for you to, 303 00:15:39,000 --> 00:15:41,340 to come to some of these realizations or make some of 304 00:15:41,340 --> 00:15:45,360 these decisions? like is this relate to like your your 305 00:15:45,360 --> 00:15:49,230 running? Or your like your morning routine? Or like, how do 306 00:15:49,230 --> 00:15:54,060 you tap into some of this, like so called Mindfulness when some 307 00:15:54,060 --> 00:15:56,670 people out there just you know, racing through the day? Like, 308 00:15:57,000 --> 00:16:00,450 how do you get to that, that good mental space where you can 309 00:16:00,480 --> 00:16:02,010 have these reflections? 310 00:16:02,669 --> 00:16:05,129 Unknown: Yeah, I think the thing that's, that helps with it, but 311 00:16:05,129 --> 00:16:07,979 the thing that also hurts, right, and I've experienced both 312 00:16:08,039 --> 00:16:10,439 is that to have that mindfulness, you got to have 313 00:16:10,439 --> 00:16:17,039 time for, you know, like feeling things out, right? It's if you 314 00:16:17,039 --> 00:16:19,499 get caught up in the hustle of everything, you know, like a lot 315 00:16:19,499 --> 00:16:22,229 of people do, and you're trying to work 100 hour weeks, yet, you 316 00:16:22,229 --> 00:16:25,559 really won't have a moment to really question things, you just 317 00:16:25,799 --> 00:16:29,489 keep running, right? You just, it's like brain off running, you 318 00:16:29,489 --> 00:16:30,959 know, you're just running, running, running, running, 319 00:16:30,959 --> 00:16:33,569 running, but there's no real strategy behind it. But if you 320 00:16:33,569 --> 00:16:36,179 start to say, Wait, I need to listen to myself, like what's 321 00:16:36,179 --> 00:16:39,659 really true here. You know, I had that same problem four years 322 00:16:39,659 --> 00:16:42,209 ago, when I changed my business. And I remember business coaches, 323 00:16:42,209 --> 00:16:45,299 were saying, hey, you need to keep that pump that funnel full, 324 00:16:45,329 --> 00:16:48,779 right? So keep a comment. So you need to do 12 events a year. And 325 00:16:48,779 --> 00:16:51,119 this is after I did six events and about burned out, you know, 326 00:16:51,119 --> 00:16:54,929 these two or three day events, right. And I'm like 12, like, I 327 00:16:54,929 --> 00:16:57,989 can't even fathom that. And so I did the opposite. I actually 328 00:16:57,989 --> 00:17:00,539 ended up doing three The next year, and I made way more money 329 00:17:00,539 --> 00:17:03,869 doing that than I did doing six or eight, I think I would, I 330 00:17:03,869 --> 00:17:06,089 would I think I would have done worse doing 12 than I would have 331 00:17:06,089 --> 00:17:09,689 done even doing six again. But that three made more money. Now 332 00:17:09,719 --> 00:17:12,839 I only do two and I don't even try to fill seats anymore. I 333 00:17:12,839 --> 00:17:15,719 don't try to like put butts in seats, as people say, I just do 334 00:17:15,749 --> 00:17:18,389 more of a mastermind with my clients and occasion I might 335 00:17:18,419 --> 00:17:21,929 invite an outsider in that's kind of pre qualified, I might 336 00:17:21,929 --> 00:17:25,319 allow them to come in if there's some room. But that's it, you 337 00:17:25,319 --> 00:17:28,139 know, like I'm not forcing anything. And I think there's a 338 00:17:28,139 --> 00:17:30,779 difference. There's a concept other called power versus force, 339 00:17:30,779 --> 00:17:35,069 right? Whenever you're like trying to, like, if you ever had 340 00:17:35,069 --> 00:17:38,009 like a screw that stuck, and you get really impatient, you just 341 00:17:38,039 --> 00:17:41,399 start stripping it and ripping the screw apart, right? That 342 00:17:41,399 --> 00:17:43,259 doesn't help you at all. And that just makes it harder, 343 00:17:43,469 --> 00:17:45,899 versus turning your brain on saying wait a minute, it's not 344 00:17:45,899 --> 00:17:49,589 really just forcing this, let me just try to ease into this. And 345 00:17:49,589 --> 00:17:53,429 eventually you'll end up getting the screw loose or faster than 346 00:17:53,429 --> 00:17:55,679 he would just try to force it. Plus, you're not breaking things 347 00:17:55,679 --> 00:17:58,139 in the process. And I think people do that with their lives, 348 00:17:58,139 --> 00:18:01,619 they try to force results, try to make it happen, right? As you 349 00:18:01,619 --> 00:18:04,559 hear people say, and and the problem is you try to make 350 00:18:04,559 --> 00:18:07,589 things happen so much, you try to force things so much that you 351 00:18:07,589 --> 00:18:10,769 actually repel the very results you want to get. And so I think 352 00:18:10,769 --> 00:18:13,649 that's a very important thing to remember is when you're looking 353 00:18:13,649 --> 00:18:17,129 at your business, it takes it's good to not just spin your 354 00:18:17,129 --> 00:18:20,549 wheels fast and just burn rubber but not actually grip the road, 355 00:18:20,759 --> 00:18:23,849 it's good to let the let that rubber grip the road, get some 356 00:18:23,849 --> 00:18:25,949 good traction, you know that you'll go way faster? 357 00:18:27,240 --> 00:18:29,580 Robert Plank: I agree completely. It's a it's a hard 358 00:18:29,580 --> 00:18:32,670 lesson to experience, right? Where you just say, Well, I'm 359 00:18:32,670 --> 00:18:35,160 getting to this point, can I just do double the work and get 360 00:18:35,160 --> 00:18:37,500 double the money? Well, yeah, but then you'll you'll burn out 361 00:18:37,530 --> 00:18:40,800 or you run out of time during the day or Yeah, so sometimes 362 00:18:40,800 --> 00:18:44,760 it's like, we need to maybe think about what the ultimate 363 00:18:44,760 --> 00:18:48,420 goal was, instead of just applying more force to it, and 364 00:18:48,420 --> 00:18:53,250 then say, Well, can I be more patient? Or can can I like more 365 00:18:53,250 --> 00:18:56,460 think outside the box? Or can I work smarter and not harder and 366 00:18:56,460 --> 00:18:59,130 not just applying the brute force. I mean, that's a really 367 00:18:59,130 --> 00:19:01,620 powerful lesson there. I mean, again, it all comes back to 368 00:19:01,620 --> 00:19:05,550 running right? You could try to run 20 miles an hour and said 10 369 00:19:05,550 --> 00:19:08,430 miles an hour and have a heart attack and die or break 370 00:19:08,430 --> 00:19:10,920 something and tear a muscle who wants that. Or you could say, 371 00:19:10,920 --> 00:19:14,310 well, maybe my strategy is like, when they were chasing the 372 00:19:14,310 --> 00:19:18,060 outlaws in the Old West, they would like get off and walk 373 00:19:18,060 --> 00:19:20,790 their horse for an hour and then ride the horse. And then when 374 00:19:20,790 --> 00:19:23,730 the outlaw was running, the horse would eventually just like 375 00:19:23,730 --> 00:19:26,580 Peter out, but then the the trained law person would like 376 00:19:26,700 --> 00:19:29,400 run for an hour, walk for an hour and eventually catch up 377 00:19:29,400 --> 00:19:33,060 just from having a more consistent, sustainable 378 00:19:33,060 --> 00:19:36,450 strategy. And not just flying by the seat of their pants. And so 379 00:19:36,510 --> 00:19:39,210 like we're throwing out all kinds of analogies with the pail 380 00:19:39,210 --> 00:19:42,240 and rubber and stripping the screws, but I mean, whatever 381 00:19:42,240 --> 00:19:45,720 gets the point across are people who may be or who are just 382 00:19:45,750 --> 00:19:50,310 working too hard, and maybe there's a better way and so as 383 00:19:50,310 --> 00:19:52,230 we're wrapping up, winding down, I want to make sure that we 384 00:19:52,230 --> 00:19:54,960 cover a little bit about the money stuff because you're the 385 00:19:54,960 --> 00:19:58,530 money guy and I remember we first met maybe three four years 386 00:19:58,530 --> 00:20:01,410 ago and I was really stressed about Money van and like, you 387 00:20:01,410 --> 00:20:04,350 know, money's always I think it'd be maybe more than 0% 388 00:20:04,350 --> 00:20:06,420 stressed out, but it shouldn't, you know, take up too much of 389 00:20:06,420 --> 00:20:10,680 our lives. But I had a problem back then even looking at bank 390 00:20:10,680 --> 00:20:13,950 accounts, right, I have a problem, even looking at bills. 391 00:20:13,950 --> 00:20:18,420 And sometimes back to the force analogy, like, we can have more 392 00:20:18,420 --> 00:20:20,670 money coming in, but then have more expenses, and then it's 393 00:20:20,670 --> 00:20:24,150 just double the problems. And then so something that really 394 00:20:24,150 --> 00:20:28,740 hit me hard in the past six to 12 months was that some of these 395 00:20:28,740 --> 00:20:33,660 people have this kind of law of attraction idea of loving your 396 00:20:33,660 --> 00:20:37,260 bills. And some people even take it to the extent where like, 397 00:20:37,260 --> 00:20:40,200 they take the bills and like kiss each one. And like, I don't 398 00:20:40,200 --> 00:20:42,840 go that far. But there's something to that right of like, 399 00:20:42,840 --> 00:20:45,690 it's easy to stress out about the bills piling up. But think 400 00:20:45,690 --> 00:20:48,810 about how you've been able to pay bills in the past, or think 401 00:20:48,810 --> 00:20:52,770 about how you're, you know, living in a time now when you 402 00:20:52,770 --> 00:20:56,160 have bills to pay, and you're not just you know, eating bugs 403 00:20:56,160 --> 00:21:00,180 off the dirt or something. And so as far as either like, like 404 00:21:00,180 --> 00:21:03,720 money mindset or money strategy, is there anything that's come 405 00:21:03,720 --> 00:21:06,120 across your radar in the past year or so that we think we 406 00:21:06,120 --> 00:21:09,210 should like sit up and pay attention about as far as just 407 00:21:09,210 --> 00:21:11,910 like, how to get a slightly better handle on money these 408 00:21:11,910 --> 00:21:12,420 days? 409 00:21:13,080 --> 00:21:15,000 Unknown: Yeah, I mean, I'll add to what you just said there, 410 00:21:15,000 --> 00:21:17,430 because the thing that bridges between these two topics of what 411 00:21:17,430 --> 00:21:19,770 we're talking about in business and with money, it really comes 412 00:21:19,770 --> 00:21:23,250 down to scarcity or abundance, right? If you're in a scarcity 413 00:21:23,250 --> 00:21:26,490 world of scarcity, thinking, there will never be enough, you 414 00:21:26,490 --> 00:21:28,860 know, there's never enough time never enough money. And most 415 00:21:28,860 --> 00:21:31,830 time when people hustle, it's actually not a result of 416 00:21:31,830 --> 00:21:34,740 abundance. It's usually because of scarcity. Because they feel 417 00:21:34,740 --> 00:21:38,280 like they got to do it now or else, right? It's got to happen. 418 00:21:38,280 --> 00:21:41,370 They got to force those goals, right. And the truth is that if 419 00:21:41,370 --> 00:21:44,670 you just trust and have faith, and and move forward 420 00:21:44,670 --> 00:21:48,000 confidently, you'll realize that money is not a hard thing. And 421 00:21:48,000 --> 00:21:50,460 if you really put it into the real world sense, not just law 422 00:21:50,460 --> 00:21:53,520 of attraction, airy fairy stuff, right? But real world sense is 423 00:21:53,520 --> 00:21:57,540 when you show up confident and abundant and at peace, you 424 00:21:57,540 --> 00:22:00,300 attract people, you attract people, people want to give you 425 00:22:00,300 --> 00:22:02,460 money, especially if they know you're creating some sort of 426 00:22:02,460 --> 00:22:05,490 value that's good for them, right? They want to do that, 427 00:22:05,490 --> 00:22:08,100 because they feel like, Hey, this is not a forceful thing. 428 00:22:08,100 --> 00:22:11,010 He's not trying to push me into this. He's inviting me and I 429 00:22:11,010 --> 00:22:14,370 feel like I'm just drawn to it, you know. And I think that's the 430 00:22:14,370 --> 00:22:16,890 key with money is especially if you want to make more money is 431 00:22:16,920 --> 00:22:21,330 stop trying to make money. Instead, focus on serving people 432 00:22:21,330 --> 00:22:24,540 creating value and just trust that those principles always 433 00:22:24,540 --> 00:22:28,320 work have since the beginning of time will work for it ever, to 434 00:22:28,320 --> 00:22:30,870 the end of time. If you just trust in those principles, they 435 00:22:30,870 --> 00:22:33,420 always work. And then when it comes to doing the money 436 00:22:33,420 --> 00:22:35,940 strategy, things like you're talking about, like, yeah, 437 00:22:35,940 --> 00:22:38,940 bills, I mean, talk about hashtag first world problems. I 438 00:22:38,940 --> 00:22:43,050 mean, like, like, I got this car loan to pay. It's like, yeah, 439 00:22:43,080 --> 00:22:45,390 how many cars you got to Yeah, good job. You know, 440 00:22:45,390 --> 00:22:47,970 congratulations, you got one that's more than most people in 441 00:22:47,970 --> 00:22:52,080 the world even have like, like Shut up, you know, like, it's 442 00:22:52,080 --> 00:22:55,890 like, that's awesome. You know, how amazing is it that you have 443 00:22:55,890 --> 00:22:58,380 bills and you haven't have the means to pay them. Even if your 444 00:22:58,380 --> 00:23:01,560 paycheck to paycheck, you're still paying your bills. And I 445 00:23:01,560 --> 00:23:03,690 know because I went through a rough time in the recession, I 446 00:23:03,690 --> 00:23:06,510 went over a million dollars in debt during that time, write a 447 00:23:06,510 --> 00:23:08,910 16,000 the hole each month, I mean, if there was anybody who 448 00:23:08,910 --> 00:23:11,850 was dealing with scarcity, plus feeling like a hypocrite because 449 00:23:11,850 --> 00:23:14,940 I was teaching people how to be financially free, and I and get 450 00:23:14,940 --> 00:23:17,970 out of the rat race, but I was back in it for a period of time, 451 00:23:17,970 --> 00:23:21,690 right? Like I was, I was trying to help people do that. And, and 452 00:23:21,690 --> 00:23:24,450 I realized that times, like, Hey, I'm still alive, I'm still 453 00:23:24,450 --> 00:23:27,870 breathing, how grateful am I, I think there's anything you can 454 00:23:27,870 --> 00:23:30,480 learn, especially this time of years, be grateful, like, be 455 00:23:30,480 --> 00:23:32,640 grateful for everything that you have, is whatever you 456 00:23:32,640 --> 00:23:36,360 appreciate, appreciates, it grows, right? You know, just 457 00:23:36,360 --> 00:23:38,730 like a house value appreciates, you appreciate something, you 458 00:23:38,730 --> 00:23:42,090 will have more of it. Whatever you start complaining about, I 459 00:23:42,090 --> 00:23:45,990 guarantee you will eventually lose it. So be careful what you 460 00:23:45,990 --> 00:23:48,630 complain about. And also watch what you're grateful for. 461 00:23:48,630 --> 00:23:51,300 Because you'll find, you know, when you're watching, when 462 00:23:51,300 --> 00:23:53,130 you're watching your money, even when you're spending money, 463 00:23:53,280 --> 00:23:56,010 things will get better. Like it'll feel like magic in some 464 00:23:56,010 --> 00:23:58,980 ways. Because, you know, it doesn't matter. It doesn't 465 00:23:58,980 --> 00:24:00,870 matter. I mean, I teach tons of financial strategies on my 466 00:24:00,870 --> 00:24:03,810 podcast, the truth is that I can ever make somebody financially 467 00:24:03,810 --> 00:24:06,390 free. If financial freedom has nothing to do with your bank 468 00:24:06,390 --> 00:24:08,580 account. It has everything to do with your state of being in a 469 00:24:08,580 --> 00:24:09,360 state of mind. 470 00:24:10,890 --> 00:24:13,560 Robert Plank: Amazing and it's kind of like that thing of like, 471 00:24:13,560 --> 00:24:17,730 where if someone's not asking for help, if someone is not open 472 00:24:17,730 --> 00:24:20,760 to help, then it doesn't matter what you say the message won't 473 00:24:20,760 --> 00:24:23,640 get through. So yeah, we could all take that advice to heart if 474 00:24:23,640 --> 00:24:28,290 we are not mentally ready to improve our financial situation, 475 00:24:28,380 --> 00:24:31,830 dig ourselves out of that hole, be more responsible, think more 476 00:24:31,830 --> 00:24:34,680 long term, whatever it is, if we're not yet open to it, then 477 00:24:34,920 --> 00:24:38,250 it's just it's not going to let in so maybe it's time for us to 478 00:24:38,310 --> 00:24:42,000 slow down trust the process and accept this new way of thinking. 479 00:24:42,150 --> 00:24:45,510 I love that thing that you set up what you appreciate 480 00:24:45,600 --> 00:24:47,850 appreciates. I don't know if that's one of those anonymous 481 00:24:47,850 --> 00:24:50,580 quotes or if it's taken or that could be the title of your next 482 00:24:50,580 --> 00:24:53,130 book. Like there's something to that like we can I'm sure 483 00:24:53,130 --> 00:24:56,760 somebody's got it somewhere. Someone must have taken it. 484 00:24:56,760 --> 00:24:59,280 Yeah, but like, because you can appreciate something in the 485 00:24:59,280 --> 00:25:01,800 emotional sense. But then there's like appreciation versus 486 00:25:01,800 --> 00:25:05,100 depreciation like money wise I mean yeah and it's like it was 487 00:25:05,100 --> 00:25:07,740 ties back to like law of attraction so right whatever you 488 00:25:07,740 --> 00:25:11,790 focus on grows and it's easier that it's way easier to have 489 00:25:11,790 --> 00:25:15,150 that that negative down in the dumps you know everything sucks 490 00:25:15,150 --> 00:25:18,030 mindset but is that gonna serve you know it might make you feel 491 00:25:18,030 --> 00:25:20,550 good long term but it's just going to lead to a downward 492 00:25:20,550 --> 00:25:24,600 spiral why not go for an upward spiral and have a more positive 493 00:25:24,600 --> 00:25:27,750 outlook and a more positive money mindset and I think that 494 00:25:27,810 --> 00:25:31,920 at some point or another we've all come across that dude that 495 00:25:31,950 --> 00:25:35,430 is cool and is good with money right that money isn't just 496 00:25:35,430 --> 00:25:38,070 numbers in the bank account but he says well I'm going to put it 497 00:25:38,070 --> 00:25:41,310 in this list term life insurance and they're going to make money 498 00:25:41,310 --> 00:25:44,250 on this twice and we're going to grow this and pay off that 499 00:25:44,250 --> 00:25:47,880 invested in that and Chris miles is the guy to pay attention and 500 00:25:47,880 --> 00:25:50,730 listen to you because he can just somehow make us money flows 501 00:25:50,730 --> 00:25:53,820 right the whole concept of money ripples it's true you put your 502 00:25:53,820 --> 00:25:56,370 money in something and it can lead to all these bigger and 503 00:25:56,370 --> 00:25:59,580 greater things and so Chris you have your your money rebels 504 00:25:59,580 --> 00:26:02,580 podcast I know you have books and websites so can you give 505 00:26:02,580 --> 00:26:07,320 them a some URL some resources some places to go for us to keep 506 00:26:07,320 --> 00:26:10,680 this party going and to hop on the Chris miles money train here 507 00:26:11,040 --> 00:26:13,200 Unknown: yeah definitely the Chris miles money shows a great 508 00:26:13,200 --> 00:26:15,840 podcast to get a lot of that kind of information and keep 509 00:26:15,840 --> 00:26:18,300 that that journey going and it's free right i mean it's free 510 00:26:18,300 --> 00:26:20,970 access you can get it from iTunes or whatever podcast app 511 00:26:20,970 --> 00:26:24,780 you use. You know also like you mentioned money ripples calm you 512 00:26:24,780 --> 00:26:26,790 know, there's great things that you'll find on there as well 513 00:26:26,820 --> 00:26:29,400 including if you're trying to find ways to find more money, 514 00:26:29,730 --> 00:26:32,910 there's the book called Beyond rice and beans seven secrets to 515 00:26:32,910 --> 00:26:36,300 free up cash today which actually talks about how of my 516 00:26:36,300 --> 00:26:38,850 clients my average client has found not even just talking 517 00:26:38,850 --> 00:26:42,960 about passive income they crave but just found about $34,000 a 518 00:26:42,960 --> 00:26:46,440 year and so so I talked about some of the top seven things you 519 00:26:46,440 --> 00:26:49,350 can do in that book that you can get on there on money ripple 520 00:26:49,380 --> 00:26:49,890 calm 521 00:26:50,730 --> 00:26:53,340 Robert Plank: fantastic so that is the place to go money ripples 522 00:26:53,370 --> 00:26:57,600 calm and start getting your edge yourself educated. I mean it 523 00:26:57,600 --> 00:27:01,020 might be a little bit awkward and scary at first to even just 524 00:27:01,170 --> 00:27:04,380 hear listen about some of this money stuff because I think that 525 00:27:04,380 --> 00:27:07,290 we've all made mistakes and money at some point or another I 526 00:27:07,290 --> 00:27:10,350 saw some meme yesterday that was like making fun of the old 527 00:27:10,380 --> 00:27:14,580 Columbia house thing where you sent in a penny and you get 30 528 00:27:14,580 --> 00:27:18,510 CDs and it said like this this moment in 1995 is when you 529 00:27:18,510 --> 00:27:21,660 started messing your credit up so we've all made we've all had 530 00:27:21,660 --> 00:27:24,870 highs and lows in our money and and that's just part of being 531 00:27:24,870 --> 00:27:27,150 human you know if you haven't made mistakes you don't know 532 00:27:27,150 --> 00:27:29,730 what's important and what's not important and so what's what's 533 00:27:29,730 --> 00:27:33,030 most important now is what happens moving forward from this 534 00:27:33,030 --> 00:27:36,150 point into the future the past with just things to be corrected 535 00:27:36,150 --> 00:27:40,050 and the future are what you can do for yourself and your family 536 00:27:40,050 --> 00:27:43,590 and just making better and smarter and more strategic 537 00:27:43,590 --> 00:27:46,410 decisions and you can start doing that by going to money 538 00:27:46,410 --> 00:27:50,220 ripples calm and listen to the Christmas money show join us 539 00:27:50,220 --> 00:27:54,210 list read his blog posts check out his rice and beans book and 540 00:27:54,210 --> 00:27:56,580 start knowing what you need to know and you're not going to 541 00:27:56,580 --> 00:27:59,250 figure it out all at once you know like one day at a time and 542 00:27:59,250 --> 00:28:03,480 all that fun stuff but start the process of getting a handle on 543 00:28:03,480 --> 00:28:07,620 your money so that way if you're if the money is bad improve it 544 00:28:07,680 --> 00:28:10,890 if the money is good hang on to it and that way you won't always 545 00:28:10,890 --> 00:28:14,670 having to be living in scarcity you can instead live in 546 00:28:14,670 --> 00:28:17,790 abundance as we've been talking about today. And I mean that's 547 00:28:17,790 --> 00:28:20,790 what life is all about now where you can have a lot of fun moving 548 00:28:20,790 --> 00:28:24,120 forward and all that prosperity that comes along with it so 549 00:28:24,120 --> 00:28:28,530 money ripples.com is the place to go and anything to just tack 550 00:28:28,530 --> 00:28:32,010 on the end of this Christmas we wrap up and get the just tell 551 00:28:32,010 --> 00:28:34,140 people that have a nice day anything come to mind. 552 00:28:34,770 --> 00:28:36,870 Unknown: Yeah, you know, seriously, it always comes back 553 00:28:36,870 --> 00:28:39,870 to abundance, right? And I'll tell you, no matter what, how 554 00:28:39,870 --> 00:28:42,720 bad you think your situation is, there's always hope. always 555 00:28:42,720 --> 00:28:44,970 hope. You know if there's anything I've learned, I've been 556 00:28:44,970 --> 00:28:46,980 through the ups and downs probably worse than almost 557 00:28:46,980 --> 00:28:50,100 anybody listening this podcast. I'll tell you that there is 558 00:28:50,100 --> 00:28:52,200 light at the end of the tunnel. It's just a matter of how well 559 00:28:52,200 --> 00:28:54,840 you stick to it and just keep moving forward. 560 00:28:56,339 --> 00:29:02,789 Robert Plank: Fantastic. This is Robert Plank, and would you like 561 00:29:02,789 --> 00:29:06,539 to be a guest on the program? Do you have an idea for a future 562 00:29:06,539 --> 00:29:10,109 episode or do you just want to tell us how we're doing get in 563 00:29:10,109 --> 00:29:14,369 touch with us right now at marketer of the day.com slash 564 00:29:14,399 --> 00:29:16,079 ask to let us know