1 00:00:00,000 --> 00:00:05,250 announcer: a marketer of the Day episode 816 thrive during chaos 2 00:00:05,250 --> 00:00:08,640 and uncertainty. Use discipline and organization to grow your 3 00:00:08,640 --> 00:00:10,530 business with John F. Kennedy. 4 00:00:15,509 --> 00:00:17,789 Robert Plank: Welcome back to the podcast. We're here with 5 00:00:17,969 --> 00:00:22,499 return guests for the third time John F. Kennedy Jr. from a 6 00:00:22,499 --> 00:00:27,479 candour. path.com. John is a certified financial planner, but 7 00:00:27,479 --> 00:00:30,719 he's so much more. He's a podcaster. Him and his company 8 00:00:30,719 --> 00:00:34,049 have a new podcast, which we are excited to talk about. So as 9 00:00:34,049 --> 00:00:37,109 we're jumping in, John, how the heck have you been? And what 10 00:00:37,109 --> 00:00:40,319 should we all be thinking about these first couple of minutes of 11 00:00:40,319 --> 00:00:41,249 our interview today, 12 00:00:41,609 --> 00:00:43,799 John Kennedy: Robert, thanks for the intro, man. Well, life has 13 00:00:43,799 --> 00:00:46,289 definitely changed. I think the last the first time we did the 14 00:00:46,289 --> 00:00:49,649 podcast together. Just so you know, I don't know if you even 15 00:00:49,649 --> 00:00:53,249 know this. You were the first show I was ever a guest on. Did 16 00:00:53,249 --> 00:00:53,909 you know that? I 17 00:00:54,180 --> 00:00:56,640 Robert Plank: I had no idea. You're a natural? Uh, well, I 18 00:00:56,640 --> 00:00:59,400 John Kennedy: mean, I enjoy it. And I know you always joke like 19 00:00:59,400 --> 00:01:01,680 I was the person who liked podcasts so much that I wanted 20 00:01:01,680 --> 00:01:04,830 to be a guest on a podcast. Yeah. And so yours was the first 21 00:01:04,830 --> 00:01:06,690 show I did. I think fast forward. I don't know. Now 22 00:01:06,690 --> 00:01:09,480 there's like 50, or something. And we have our own show called 23 00:01:09,480 --> 00:01:12,330 aboveboard with candor path, which we'll talk about as well, 24 00:01:12,480 --> 00:01:15,510 throughout this, but no, life is life is, is good. We're all 25 00:01:15,540 --> 00:01:17,340 obviously dealing with interesting and challenging 26 00:01:17,340 --> 00:01:21,360 times, since you know, the start of the pandemic. But I have a 27 00:01:21,360 --> 00:01:24,990 son as well now. So I have a two to five year old. And our 28 00:01:24,990 --> 00:01:28,560 business is, is growing, I think the last time I was on the show, 29 00:01:29,190 --> 00:01:32,610 it was just myself and my business partner. Now we're a 30 00:01:32,610 --> 00:01:36,120 team of five, which is just like wild to think about that we've 31 00:01:36,120 --> 00:01:38,580 gone from two to five people in that short amount of time, 32 00:01:39,269 --> 00:01:41,609 Robert Plank: fantastical, so many life changes. And I 33 00:01:41,609 --> 00:01:45,029 remember like when we first were speaking, there was a lot of 34 00:01:45,029 --> 00:01:49,379 discussion about the importance of being organized, as boring as 35 00:01:49,379 --> 00:01:52,529 that is when you're not in a crisis. But then as you go 36 00:01:52,529 --> 00:01:54,329 through different crises throughout your life, and you 37 00:01:54,329 --> 00:01:57,989 get up to a certain age, being organized kind of becomes fun, 38 00:01:57,989 --> 00:02:00,599 and you end up feeling better, especially when people are 39 00:02:00,599 --> 00:02:04,409 depending on you, in any sense, like you said, having an extra 40 00:02:04,409 --> 00:02:07,499 baby or having executor employees, when it's just you 41 00:02:07,499 --> 00:02:09,419 and you're young, and you're flying by the seat of your 42 00:02:09,419 --> 00:02:12,749 pants, the adventure can be fun, but at a certain point, then you 43 00:02:12,749 --> 00:02:15,839 have to maybe jump into I don't know if like it's an accountant 44 00:02:15,839 --> 00:02:19,379 mindset. But whenever I talk to like an accountant, CPA kind of 45 00:02:19,379 --> 00:02:22,469 person, they're like, set this money aside for this, we'll 46 00:02:22,469 --> 00:02:26,039 think about this two years in the future. And when I was 47 00:02:26,039 --> 00:02:28,979 younger, I didn't get it. I thought that people like that 48 00:02:28,979 --> 00:02:31,199 were like super boring, and someone that shouldn't be 49 00:02:31,199 --> 00:02:34,829 listened to. But now I'm like, hey, maybe people like you who 50 00:02:34,919 --> 00:02:38,729 plan ahead who think ahead who have things in different boxes, 51 00:02:38,759 --> 00:02:41,069 maybe people like you are onto something? Well, 52 00:02:41,070 --> 00:02:43,650 John Kennedy: we're all a work in progress. And what I would 53 00:02:43,650 --> 00:02:46,710 say though, instead of organization, I'll parlay that 54 00:02:46,710 --> 00:02:49,110 into a different word, which is discipline, because I think like 55 00:02:49,260 --> 00:02:51,390 having that level of lets you know, if we're talking about 56 00:02:51,390 --> 00:02:54,570 one's financial life, or their, you know, their career, whatever 57 00:02:54,570 --> 00:02:57,840 having like a level of organization, to me, like, as I 58 00:02:57,840 --> 00:03:00,210 hear you say that it kind of translates to discipline, like, 59 00:03:00,480 --> 00:03:03,360 making sure that you're doing the mundane routine things that 60 00:03:03,360 --> 00:03:07,500 even sometimes don't feel good, like saving X percent per month, 61 00:03:07,500 --> 00:03:09,990 what you know, so like, let's correlate that back to finances, 62 00:03:10,110 --> 00:03:12,720 you know, having your budget in place, and following those rules 63 00:03:12,720 --> 00:03:17,220 that you create for yourself. For me, anyway, creates some 64 00:03:17,220 --> 00:03:19,470 level of sanity when there's chaos going around you there's 65 00:03:19,470 --> 00:03:21,390 like there's all these things in life that you can't control. 66 00:03:21,930 --> 00:03:26,520 We've all been dealing with to different degrees. What's what's 67 00:03:26,520 --> 00:03:30,030 happened since March of 2020, or February of 2020, when the 68 00:03:30,030 --> 00:03:34,410 pandemic began. And so that's really difficult if you're 69 00:03:34,410 --> 00:03:36,990 disorganized, you know, like, if you were already going into that 70 00:03:36,990 --> 00:03:40,020 disorganized and chaotic, and not discipline, that makes it 71 00:03:40,020 --> 00:03:42,690 even harder. And again, like I said, Work in Progress over 72 00:03:42,690 --> 00:03:45,120 here. So you know, like, it's not like I've got to figure it 73 00:03:45,120 --> 00:03:50,460 out. But relying on some of those rules, I think could could 74 00:03:50,460 --> 00:03:53,400 have could help make that journey a little bit easier when 75 00:03:53,400 --> 00:03:55,860 we're dealing with times of chaos and things that we can't 76 00:03:56,160 --> 00:03:57,480 control. What do you think? 77 00:03:58,110 --> 00:04:00,870 Robert Plank: I mean, I agree completely, if it was possible 78 00:04:00,900 --> 00:04:04,500 to more than agree I would. And you always hear about that 79 00:04:04,500 --> 00:04:06,330 saying of like, there's motivation, and there's 80 00:04:06,330 --> 00:04:09,240 discipline and people wait for motivation to strike. But that's 81 00:04:09,240 --> 00:04:12,480 so unreliable, it comes and goes, you might be waiting six 82 00:04:12,480 --> 00:04:15,690 months for one little pang of motivation to show up. Whereas, 83 00:04:15,810 --> 00:04:18,900 like you said, if you have these rules, if you say, I plan on 84 00:04:18,900 --> 00:04:21,540 showing up and I'll show up, there is something to that. And 85 00:04:21,540 --> 00:04:24,990 then it seems like that discipline muscle gets stronger 86 00:04:24,990 --> 00:04:29,040 as you use it. And like when we first met when we met a few 87 00:04:29,310 --> 00:04:32,550 minutes ago for this interview, we joked a little bit about how 88 00:04:32,550 --> 00:04:36,150 like I think we plan to meet a few weeks ago and a few months 89 00:04:36,150 --> 00:04:39,330 ago and and something happened here and there and, and what 90 00:04:39,330 --> 00:04:43,320 happened now is I just I kind of slipped a little bit with the 91 00:04:43,320 --> 00:04:46,920 time management. I was watching the baby but even a few years 92 00:04:46,920 --> 00:04:50,430 ago, I might have seen something on my calendar like an 93 00:04:50,430 --> 00:04:53,070 appointment such as this, and it might have said, you know, I 94 00:04:53,070 --> 00:04:56,910 don't feel like showing up to that podcast interview and I'll 95 00:04:56,910 --> 00:04:59,490 make up some excuse and I'll cancel and we've all been there 96 00:04:59,520 --> 00:05:03,090 but if you You make up an excuse once it's easy to to do it again 97 00:05:03,090 --> 00:05:05,730 and again. And next thing you know, you're in that panic mode, 98 00:05:05,730 --> 00:05:08,760 you're scrambling, and then that's just no good place to be. 99 00:05:08,760 --> 00:05:12,030 So there's something to be said about having the rules having a 100 00:05:12,030 --> 00:05:15,960 discipline. And even if maybe you kind of don't feel like 101 00:05:15,990 --> 00:05:19,020 well, do you really hate it? Are you really looking to avoid it? 102 00:05:19,020 --> 00:05:21,720 Well, no, it's just like, you're, you're just a little bit 103 00:05:21,810 --> 00:05:24,420 not feeling like showing up to these appointments. So there's, 104 00:05:24,450 --> 00:05:26,820 yeah, there's definitely something to be said for that 105 00:05:26,820 --> 00:05:30,900 sort of simplicity. And just going ahead and doing what it is 106 00:05:30,900 --> 00:05:33,690 that you planned ahead of time setting aside the money, 107 00:05:33,780 --> 00:05:35,730 whatever, in whatever context. 108 00:05:35,970 --> 00:05:38,100 John Kennedy: Yeah, this is, uh, this is a weird shift to what 109 00:05:38,100 --> 00:05:40,410 you just said. But my business partner, Matt Mark, who always 110 00:05:40,410 --> 00:05:44,490 talks about, you know, when when things are, when things are 111 00:05:44,490 --> 00:05:47,040 hard, life is chaotic around you, he'll say to himself and 112 00:05:47,040 --> 00:05:49,800 say to me, Hey, at the end of the day, we're professionals, 113 00:05:49,800 --> 00:05:52,830 and we have to get it done. And it's his way of saying, and part 114 00:05:52,830 --> 00:05:54,690 of me thinks we've heard this on your show. I mean, we listened 115 00:05:54,690 --> 00:05:56,850 to a lot of podcasts, I listen to all your shows. And I feel 116 00:05:56,850 --> 00:05:59,520 like the guests probably said this at some point, in the last 117 00:05:59,520 --> 00:06:02,760 couple of years, but where we got this from, was listening to 118 00:06:02,760 --> 00:06:06,150 someone tell their story, like they were a surgeon. And, and or 119 00:06:06,150 --> 00:06:08,070 they were using the example of a surgeon, and it's like, what if 120 00:06:08,070 --> 00:06:10,620 the surgeon wakes up that morning orthopedic surgeon does, 121 00:06:10,620 --> 00:06:12,540 you know, knee surgeries and hip surgeries, all stuff? What if he 122 00:06:12,540 --> 00:06:14,580 wakes up that morning? Or she wakes up in the morning and 123 00:06:14,580 --> 00:06:17,040 says, Yeah, I don't feel like doing the surgery today? Well, 124 00:06:17,160 --> 00:06:20,010 you can't, that's not an option. Like you got to even even when 125 00:06:20,010 --> 00:06:21,660 mentally you're dealing with stuff, like you have to be able 126 00:06:21,660 --> 00:06:24,000 to set that aside and say, I'm a professional. And I have to 127 00:06:24,000 --> 00:06:26,130 honor these commitments, and I got to do this stuff. And I 128 00:06:26,130 --> 00:06:27,930 think for us, that's like kind of a mantra that we tell 129 00:06:27,930 --> 00:06:31,140 ourselves a lot too. Because during the day, I mean, listen, 130 00:06:31,320 --> 00:06:35,640 it's been weird, I went from meeting with every client that 131 00:06:35,640 --> 00:06:39,240 we serve face to face in our office to doing nothing, but 132 00:06:39,240 --> 00:06:44,880 zooms like this. And that was a hard transition at first. And if 133 00:06:44,880 --> 00:06:47,940 you if anybody listening to this, like, we all know what 134 00:06:47,940 --> 00:06:51,450 happened in March of 2020. And we talked about, like financial 135 00:06:51,450 --> 00:06:53,340 uncertainty and financial anxiety. I mean, the markets 136 00:06:53,340 --> 00:06:57,270 dropped 35% In three weeks, that is a historic drop, we've never 137 00:06:57,270 --> 00:07:02,430 seen the market straw fall as fast and as hard in that short 138 00:07:02,460 --> 00:07:05,370 period of time. And so lots of financial anxiety, lots of 139 00:07:05,370 --> 00:07:08,430 conversations to have. And it'd be easy in those moments to go, 140 00:07:08,430 --> 00:07:10,920 Gosh, I mean, I can't we were meeting with clients on 141 00:07:10,920 --> 00:07:14,730 Saturdays and Sundays. And it'd be easy to go, I just, I'm too 142 00:07:14,730 --> 00:07:17,670 tired. I can't do this. But we had to kind of give ourselves 143 00:07:17,670 --> 00:07:19,920 that mantra and say, like, We're professionals. That's the 144 00:07:19,920 --> 00:07:23,670 expectation, we have a meeting set, we have to honor it. Now, 145 00:07:23,850 --> 00:07:25,410 it's completely different circumstances when there's 146 00:07:25,410 --> 00:07:27,810 babies involved, and we're lacking sleep. I think at some 147 00:07:27,810 --> 00:07:30,510 point, there's like, the perfect concoction for it being okay, 148 00:07:30,510 --> 00:07:32,250 every now and again. So I think, Robert, you gotta give yourself 149 00:07:32,250 --> 00:07:35,130 a little slack on that one. Yeah, and 150 00:07:35,130 --> 00:07:36,540 Robert Plank: you know, you mentioned babies and things like 151 00:07:36,540 --> 00:07:41,370 that. And I think it like I'm a first time father, I only plan 152 00:07:41,370 --> 00:07:44,100 on having one baby. But the like, those first few months 153 00:07:44,100 --> 00:07:46,890 were so difficult as we were figuring out, like the time 154 00:07:46,890 --> 00:07:49,650 management, like me and the wife and who would do what, and you 155 00:07:49,650 --> 00:07:53,130 and I even spoke a few minutes ago, like before the call just 156 00:07:53,130 --> 00:07:56,340 about how things change almost every couple of weeks, and 157 00:07:56,340 --> 00:07:59,400 there's different phases of your life. And it just, it could be 158 00:07:59,400 --> 00:08:03,690 chaotic, if you don't see the bigger picture. And if you don't 159 00:08:03,690 --> 00:08:07,320 have a plan, and if you don't adjust and there's been, there's 160 00:08:07,320 --> 00:08:09,840 been a little bit of an adjustment with the time 161 00:08:09,840 --> 00:08:12,840 management. But the thing that I wasn't expecting at all about 162 00:08:12,840 --> 00:08:16,530 parenting was I'm excited to change this kid's diaper. Like I 163 00:08:16,530 --> 00:08:19,260 always thought I always thought there would be such a long list 164 00:08:19,260 --> 00:08:22,440 of things I would hate about being a dad and things that were 165 00:08:22,470 --> 00:08:25,860 gross and cleaning out the diaper pail and you know, clean, 166 00:08:25,890 --> 00:08:28,680 like bathing him after a piece or something like that. But 167 00:08:28,680 --> 00:08:33,150 there's just so many things that I enjoy doing. And I think that 168 00:08:33,240 --> 00:08:37,440 it's helped to tap into some of those things. And even even you 169 00:08:37,440 --> 00:08:40,230 mentioned things like the money anxiety. When I started this 170 00:08:40,260 --> 00:08:43,140 this podcast that we're on about five, six years ago, I was in a 171 00:08:43,140 --> 00:08:46,890 mental state where if a bill came in the mail, I would be 172 00:08:46,890 --> 00:08:50,040 afraid to even open the envelope and it sounds so silly to talk 173 00:08:50,040 --> 00:08:53,130 about, but like I would I would let a couple of bills pile up 174 00:08:53,130 --> 00:08:56,520 and I wouldn't let things go late. But just like I would have 175 00:08:56,520 --> 00:08:59,700 a little spot where I just dreaded looking at it and I 176 00:08:59,700 --> 00:09:02,790 feared opening it up and then I would say like okay, do I rip 177 00:09:02,790 --> 00:09:05,910 the band aid off and open up all these bills and you know, see 178 00:09:05,910 --> 00:09:10,230 what the tax hit is for this quarter or things like that. And 179 00:09:10,290 --> 00:09:12,990 I would just like wonder like, should I open up all the bills 180 00:09:12,990 --> 00:09:16,740 at once or kind of sprays out the pain throughout the week? Or 181 00:09:16,740 --> 00:09:19,530 what should I wait till Friday and I tried all these things and 182 00:09:19,800 --> 00:09:24,870 and now like I look forward to looking at money kind of issues 183 00:09:24,900 --> 00:09:28,230 when a bill comes in I'm like great What is it how can I pay 184 00:09:28,230 --> 00:09:31,920 it? I look at my my bank account every day just to kind of see 185 00:09:31,950 --> 00:09:35,400 where things are at and it seems silly to like think back about 186 00:09:35,400 --> 00:09:38,790 the money anxiety but like, I mean, I can relate to some of 187 00:09:38,790 --> 00:09:42,570 that of like just being afraid to even even look or even know 188 00:09:42,570 --> 00:09:46,230 what the truth is. And like in hindsight, it's like that only 189 00:09:46,230 --> 00:09:49,080 hurt yourself but it's like such a hard thing to get out of 190 00:09:49,170 --> 00:09:49,980 emotionally. 191 00:09:50,430 --> 00:09:53,010 John Kennedy: Wow. Robert Yeah, you speak to a situate? I'm glad 192 00:09:53,010 --> 00:09:55,140 you shared that because that speaks to a situation that I 193 00:09:55,140 --> 00:09:59,610 think so many people deal with that money, anxiety, afraid 194 00:09:59,640 --> 00:10:02,850 fear. of opening that bill, even though you know, like, roughly 195 00:10:02,850 --> 00:10:06,420 speaking, you kind of know, what's what's on the other side 196 00:10:06,420 --> 00:10:09,570 of that when you open it, but it's kind of like out of sight, 197 00:10:09,570 --> 00:10:13,680 out of mind, and so many people, so many people just do that you 198 00:10:13,680 --> 00:10:15,630 get in the habit of just saying out of sight out of mind, I'll 199 00:10:15,630 --> 00:10:17,550 deal with this later, I'll deal with this next month, I'll deal 200 00:10:17,550 --> 00:10:22,080 with this next month. And what happens when we do that, like, 201 00:10:22,260 --> 00:10:25,440 you have an option to either lean into a situation, learn 202 00:10:25,440 --> 00:10:28,020 more about it and try to get better at it, or you kind of 203 00:10:28,020 --> 00:10:31,710 avoid and ignore it. And when you do that, you're like, it's 204 00:10:31,710 --> 00:10:34,110 almost destined that you're never going to get better at it 205 00:10:34,140 --> 00:10:38,160 if you continue to do that. And so, at some point, I imagine, I 206 00:10:38,160 --> 00:10:40,860 don't know exactly what the impetus was. But at some point, 207 00:10:40,860 --> 00:10:42,810 you you took the bull by the horns and you realize, like, 208 00:10:42,810 --> 00:10:45,510 Okay, I can't live my life, like, I can't be in fear of 209 00:10:45,510 --> 00:10:49,470 every time I get a bill, I can't be afraid. And so with proper 210 00:10:49,470 --> 00:10:52,650 planning and thinking ahead and being disciplined, I mean, 211 00:10:52,650 --> 00:10:57,150 that's huge. We have one of our episodes that we did on above 212 00:10:57,150 --> 00:11:00,720 board with counterpath is, it's called when it comes to your 213 00:11:00,720 --> 00:11:03,870 budget, you don't want to fudge it, which is super silly. I 214 00:11:03,870 --> 00:11:07,260 know. But it's, you know, we just we talk about that. What's 215 00:11:07,260 --> 00:11:09,390 kind of cool about it is, you know, my business partner and I 216 00:11:09,390 --> 00:11:12,810 are both certified financial planners. But we have someone 217 00:11:12,840 --> 00:11:16,560 his name is Rich, and his social media header or his name on 218 00:11:16,560 --> 00:11:20,550 social media is the rich be. And he's, it's it's kind of funny, 219 00:11:20,550 --> 00:11:24,450 like side story, but he's a, he's a verified. And you can 220 00:11:24,450 --> 00:11:26,220 tell me if I'm saying this wrong, like a verified 221 00:11:26,220 --> 00:11:29,160 influencer, like he's on, he's verified on some social media 222 00:11:29,160 --> 00:11:32,940 platforms like Tiktok. And he's on Instagram and YouTube. But 223 00:11:32,970 --> 00:11:37,170 it's he's just got such a cool like, perspective of it, because 224 00:11:37,170 --> 00:11:40,350 he's non financial related. So he's asking us these questions. 225 00:11:40,350 --> 00:11:42,270 And we're having like this really engaging dialogue. 226 00:11:42,420 --> 00:11:46,020 Sometimes it's about money. Sometimes it's about, you know, 227 00:11:46,020 --> 00:11:48,240 our business partnerships. Sometimes. I mean, we've talked 228 00:11:48,240 --> 00:11:50,460 about all sorts of just challenges that we're seeing as 229 00:11:50,460 --> 00:11:54,030 we're, as we're growing and trying to learn and develop. But 230 00:11:54,030 --> 00:11:57,570 anyway, it's a cool conversation to talk with someone who comes 231 00:11:57,570 --> 00:12:00,780 from it from a non financial point of view. And we have that 232 00:12:00,780 --> 00:12:04,200 dialogue where like you said, you know, it's something that 233 00:12:04,200 --> 00:12:06,510 there's an impetus there, something has to happen, and you 234 00:12:06,540 --> 00:12:09,600 you realize, like, Okay, I gotta develop this level of 235 00:12:09,600 --> 00:12:11,520 organization and discipline with my money. 236 00:12:12,390 --> 00:12:14,850 Robert Plank: Yeah, and that's an so what you're explaining 237 00:12:14,850 --> 00:12:17,940 there, it kind of makes me think of, you know, if someone out 238 00:12:17,940 --> 00:12:21,840 there has this money, anxiety or some money issue, then like 239 00:12:21,840 --> 00:12:25,650 listening to a podcast, such as what you what you guys put out, 240 00:12:25,740 --> 00:12:29,400 it's kind of like a safe place to get some answers and even get 241 00:12:29,400 --> 00:12:33,240 some things answered that, that maybe people aren't even asking 242 00:12:33,240 --> 00:12:35,430 you about because I thought about there's been so many years 243 00:12:35,430 --> 00:12:40,530 when I've been almost ashamed to ask my accountant, this or that. 244 00:12:40,590 --> 00:12:44,400 And then when I talk to like, people who are accountants, but 245 00:12:44,400 --> 00:12:47,280 not my accountant, they say, oh, yeah, it's no problem to email 246 00:12:47,280 --> 00:12:51,150 your accountant like something in December or November, just 247 00:12:51,150 --> 00:12:53,610 like ask them about something ahead of time. But I'm always 248 00:12:53,610 --> 00:12:57,750 afraid of looking stupid or asking the wrong thing, or just 249 00:12:57,750 --> 00:13:02,670 like, you know, just messing up in some way. And, and so like 250 00:13:02,670 --> 00:13:05,100 listening to a podcast and hearing about some of these 251 00:13:05,100 --> 00:13:08,760 things like about, like, the importance of having a budget 252 00:13:08,760 --> 00:13:12,870 and how to do it, or some of these kind of beginner newbie, 253 00:13:12,960 --> 00:13:17,100 non expert questions. I mean, I imagine that it can, it can kind 254 00:13:17,100 --> 00:13:20,730 of get people more educated, maybe not right away, but But 255 00:13:20,730 --> 00:13:24,030 slowly and maybe a few minutes a day or one episode a week or 256 00:13:24,030 --> 00:13:28,140 something and slowly get up to speed. So that dealing with the 257 00:13:28,140 --> 00:13:32,670 money issues and talking to the CPA, or the accountant does not 258 00:13:32,670 --> 00:13:36,150 have to be scary anymore, maybe not instantly. But over time, as 259 00:13:36,150 --> 00:13:39,330 we're saying we're like kind of when you were kind of describing 260 00:13:39,660 --> 00:13:42,660 that a minute ago, I was thinking in terms of like, well, 261 00:13:43,650 --> 00:13:46,530 maybe things are either like slightly up or slightly down. 262 00:13:46,560 --> 00:13:50,580 Right? Either things are slowly on the downward spiral, things 263 00:13:50,580 --> 00:13:53,100 are slowly getting worse and avoiding the bills and not 264 00:13:53,100 --> 00:13:56,730 budgeting, or maybe there's a little bit of money leftover at 265 00:13:56,730 --> 00:13:59,250 the end of the month at the end of the year. And it can slowly 266 00:13:59,250 --> 00:14:02,070 be like, you know, slowly improving. And that's just what 267 00:14:02,070 --> 00:14:05,460 comes to mind as far as like the advantages of listening to a 268 00:14:05,460 --> 00:14:09,750 financial podcast is digging into these these topics as kind 269 00:14:09,750 --> 00:14:12,540 of a passive listener. So we still get where we need to go, 270 00:14:12,570 --> 00:14:17,910 but without the DIS the problems of looking stupid or asking the 271 00:14:17,910 --> 00:14:18,480 wrong thing. 272 00:14:18,780 --> 00:14:21,630 John Kennedy: Yeah, there's always progress to be made. And 273 00:14:21,630 --> 00:14:25,650 we're works in progress as well. It hurts my heart when I hear 274 00:14:25,650 --> 00:14:30,330 someone say to because I've heard that a lot, Robert, 275 00:14:30,330 --> 00:14:32,820 actually, I hear someone telling me you know, I kind of feel 276 00:14:33,120 --> 00:14:37,530 silly asking you this question, but and then they ask it and for 277 00:14:37,530 --> 00:14:40,980 me, it's like no timeout. That's, you know, you we all 278 00:14:40,980 --> 00:14:43,170 heard growing up like there's no such thing as a stupid question. 279 00:14:43,410 --> 00:14:46,140 But in that context is true. Like how do you ever get better? 280 00:14:46,140 --> 00:14:50,220 How do you ever evolve or understand finances better? If, 281 00:14:50,520 --> 00:14:54,870 if we're afraid to face those questions and ask those things? 282 00:14:54,870 --> 00:14:59,130 I do think what's good about, you know, rich, as he kind of 283 00:14:59,130 --> 00:15:03,570 moderates the club session with us is, it's easy in our industry 284 00:15:03,570 --> 00:15:05,970 to kind of get caught up with like financial jargon and stuff 285 00:15:05,970 --> 00:15:09,930 like that. And although we tried to be very intentional about not 286 00:15:09,960 --> 00:15:12,840 making things confusing and talking about super boring 287 00:15:12,840 --> 00:15:15,630 stuff, like standard deviation in the beta of a portfolio, and 288 00:15:15,810 --> 00:15:20,820 that's not fun, he's just really good at helping us. You know, 289 00:15:20,850 --> 00:15:23,580 just asking those questions and looking at it from from the 290 00:15:23,580 --> 00:15:26,370 standpoint of, hey, I'm a non financial expert, this isn't my 291 00:15:26,370 --> 00:15:29,400 world. But I know what budgeting means. And I want to get better 292 00:15:29,400 --> 00:15:32,670 at it. And then, you know, kind of ask a question. So I get what 293 00:15:32,670 --> 00:15:35,130 you're saying. And I'm glad you said that, because a lot of 294 00:15:35,130 --> 00:15:37,710 people do feel that way. And I feel that way about stuff that's 295 00:15:37,710 --> 00:15:40,470 not financial related, you know, you know, medical stuff, maybe 296 00:15:40,470 --> 00:15:42,900 seeing a doctor or whatever. You know, sometimes it's like, Hey, 297 00:15:42,900 --> 00:15:46,650 this is a dumb question. But I need to ask, I feel that way in 298 00:15:46,650 --> 00:15:49,800 different areas, too. And I just, no one should, like, we 299 00:15:49,800 --> 00:15:54,150 shouldn't have to feel like that yet. You know, we do. And who 300 00:15:54,150 --> 00:15:56,640 knows, I mean, part of that might just be this, like social 301 00:15:56,640 --> 00:15:58,770 media world we live in where we see people on social media, and 302 00:15:58,770 --> 00:16:00,720 they're like, oh, they look like they haven't, you know, they're 303 00:16:00,720 --> 00:16:02,820 financially free, and they've got cars and homes, they've got 304 00:16:02,820 --> 00:16:05,010 all this stuff together. And I'm over here trying to figure out 305 00:16:05,010 --> 00:16:08,160 how to pay my next bill properly, or make sure that I 306 00:16:08,160 --> 00:16:11,010 don't, you know, have to owe more interest than I, you know, 307 00:16:11,010 --> 00:16:14,130 than I thought I would. We're all works in progress. And I 308 00:16:14,130 --> 00:16:16,410 think behind the scenes, no one's really perfect. And I, you 309 00:16:16,410 --> 00:16:19,020 know, accepting that is probably a big step in the right 310 00:16:19,020 --> 00:16:22,950 direction. Like, Robert, what for you was, you know, how did 311 00:16:22,950 --> 00:16:26,010 you finally overcome that those questions and say, like, No, 312 00:16:26,040 --> 00:16:28,140 this is fine. Like, I can ask these questions to my 313 00:16:28,140 --> 00:16:29,490 accountant. Well, what was it for you? 314 00:16:30,360 --> 00:16:32,790 Robert Plank: I think, Well, I think a lot of it was getting to 315 00:16:32,790 --> 00:16:38,250 know him over a number of years. And at first he like blew me 316 00:16:38,250 --> 00:16:41,760 away with like, he seemed to be a way smarter guy than then 317 00:16:41,790 --> 00:16:44,640 compared to the person I was using before. And he seemed to 318 00:16:44,640 --> 00:16:48,810 be a lot more on the ball. And I think just at some point, I kind 319 00:16:48,810 --> 00:16:51,720 of had had the mindset, I think, I think one of those years I 320 00:16:51,720 --> 00:16:54,570 came in, and I said, Can you just give me a couple of tips? 321 00:16:54,600 --> 00:16:57,900 Can you just give me like a few of the first steps like starting 322 00:16:57,930 --> 00:17:01,950 from the very beginning, like tell me about like, what a 1040 323 00:17:01,950 --> 00:17:06,090 is, or tell me about, you know, what a W two is or things like 324 00:17:06,090 --> 00:17:10,110 that. And I just I said, Can you just drip out just for this for 325 00:17:10,110 --> 00:17:13,110 this tax year, a couple of things, knowing that in the next 326 00:17:13,110 --> 00:17:16,080 year, give me a couple of other things. And, and it was a little 327 00:17:16,080 --> 00:17:20,400 bit painful, but I just I had it in my head that like it's okay 328 00:17:20,400 --> 00:17:24,990 to not get a perfect score. And it's okay to have a conversation 329 00:17:24,990 --> 00:17:27,330 with someone and they like everyone doesn't need to be 330 00:17:27,330 --> 00:17:29,910 blown away or super impressed. Every time they have a 331 00:17:29,910 --> 00:17:33,000 conversation with you. You can it's okay to just have a boring, 332 00:17:33,000 --> 00:17:36,720 mundane, everyday conversation where you ask a couple of 333 00:17:36,930 --> 00:17:40,560 beginner questions. And then I think and for some reason to 334 00:17:40,560 --> 00:17:44,850 like I think I'm just at some point I was I was okay, even 335 00:17:44,910 --> 00:17:48,750 like mentioning, like names of things. And maybe it was like an 336 00:17:48,750 --> 00:17:51,750 age thing. But like when I was in my early 20s, I felt like I 337 00:17:51,750 --> 00:17:54,840 was just like playing around. Like I said, Well, I have this 338 00:17:54,840 --> 00:17:58,620 best business entity. And I was afraid to even say like this 339 00:17:58,620 --> 00:18:01,710 business entity is called jump x LLC. And this business entity is 340 00:18:01,710 --> 00:18:04,890 called the Malaysian marketing LLC. I felt like I was like 341 00:18:04,890 --> 00:18:07,770 playing around. And I was afraid of even mentioning like these 342 00:18:07,770 --> 00:18:10,230 goofy business names, I thought I was just kind of like 343 00:18:10,320 --> 00:18:13,410 pretending to be businessman. And so it maybe it was like 344 00:18:13,410 --> 00:18:17,460 those two things have not. But three things like saying just 345 00:18:17,460 --> 00:18:20,400 drip out a couple of tips for me, not obsessing over the 346 00:18:20,400 --> 00:18:24,630 perfect score, and then saying it and then being okay with 347 00:18:24,630 --> 00:18:29,040 saying names and saying numbers. And even if like the yearly 348 00:18:29,040 --> 00:18:32,670 income was not what I was proud of that particular year, I'd say 349 00:18:32,670 --> 00:18:36,120 like, I'm saying it out loud. Here's what the name is, here's 350 00:18:36,120 --> 00:18:39,210 what the number is. So I think a lot of it was just getting 351 00:18:39,240 --> 00:18:42,090 getting everything on the table gave it getting everything above 352 00:18:42,090 --> 00:18:44,850 board and set up like picking and choosing what to say and 353 00:18:44,850 --> 00:18:46,920 what to be honest about if that makes sense. 354 00:18:46,980 --> 00:18:49,410 John Kennedy: It does. Well, kudos to you for being able to 355 00:18:49,530 --> 00:18:53,310 overcome that. I do hope that I mean, your shows your shows the 356 00:18:53,310 --> 00:18:57,120 same way as our podcasts. Like I feel like it helps empower 357 00:18:57,180 --> 00:18:59,760 business owners and entrepreneurs to be able to 358 00:18:59,760 --> 00:19:02,520 listen. And maybe there are questions that they're thinking 359 00:19:02,520 --> 00:19:05,130 about that they might think is silly, but now they can they can 360 00:19:05,130 --> 00:19:08,310 digest this through a conversation that you know, you 361 00:19:08,310 --> 00:19:10,350 have other entrepreneurs and business owners on your show or 362 00:19:10,350 --> 00:19:13,020 vice versa. I think that's what's so helpful and honestly 363 00:19:13,020 --> 00:19:17,100 like, like, it's from the standpoint of Varsha with a 364 00:19:17,100 --> 00:19:20,070 bubble or with counterpath. It's just three business owners and 365 00:19:20,070 --> 00:19:23,010 entrepreneurs sharing their stories about business 366 00:19:23,010 --> 00:19:25,590 partnership, how to develop discipline, how to get better. 367 00:19:25,590 --> 00:19:28,320 So there's there's a lot of money related components to it. 368 00:19:28,440 --> 00:19:31,050 Because that's sort of, you know, that's our expertise. And 369 00:19:31,050 --> 00:19:33,360 that's what it lends to, but we're all dealing with the same 370 00:19:33,360 --> 00:19:36,090 challenges that anybody listening to this is. So it's 371 00:19:36,090 --> 00:19:37,800 just kind of an open platform to be able to have that 372 00:19:37,800 --> 00:19:40,290 conversation. So kudos to you for your for your show as well. 373 00:19:40,320 --> 00:19:43,920 I mean, you guys, you've been doing this. What number are we 374 00:19:43,920 --> 00:19:46,680 today? I mean, you have so many shows. It's just incredible. To 375 00:19:46,680 --> 00:19:47,610 me, it's an inspiration. 376 00:19:48,060 --> 00:19:52,620 Robert Plank: I think we're 816 Whoa, that's wild. And it's like 377 00:19:52,620 --> 00:19:55,110 it didn't happen overnight. And it's like a stick with it. And I 378 00:19:55,110 --> 00:19:57,960 felt like quitting so many times. But then kind of like you 379 00:19:57,960 --> 00:20:01,200 said at the beginning of our Congress question like, What? 380 00:20:01,200 --> 00:20:05,160 Like, why can't you come this far? And why not just like do 381 00:20:05,310 --> 00:20:09,090 put some of these things in motion? And so So yeah, like and 382 00:20:09,090 --> 00:20:12,360 what you've kind of explained there was it, it can be helpful 383 00:20:12,360 --> 00:20:16,350 to maybe jump into the randomness, right? You tune into 384 00:20:16,380 --> 00:20:19,620 a podcast, you listen to a conversation, and you just kind 385 00:20:19,620 --> 00:20:22,710 of see see what what happens. And I think it's really 386 00:20:22,710 --> 00:20:26,700 important to be a curious and not count yourself out and not 387 00:20:26,700 --> 00:20:29,850 say, Well, I'm not going to listen to that, that accounting 388 00:20:29,850 --> 00:20:33,540 podcast or that money podcast, because I'm not in that field. 389 00:20:33,540 --> 00:20:37,320 Well, there's still things that you need to know if I mean, 390 00:20:37,350 --> 00:20:40,680 money is just a part of your life. And either you can control 391 00:20:40,680 --> 00:20:43,290 it, or it can control you. And so I like how you explain like, 392 00:20:43,350 --> 00:20:47,460 there's that format with you, you and your business partner, 393 00:20:47,460 --> 00:20:50,130 and then the guy rich in the middle of kind of dumbing it 394 00:20:50,130 --> 00:20:53,550 down for the rest of us. And so we can all jump in and enjoy the 395 00:20:53,550 --> 00:20:57,300 randomness. And I mean, you can imagine the wide variety of 396 00:20:57,300 --> 00:21:00,270 guests that we have on the show, like even sometimes I don't know 397 00:21:00,270 --> 00:21:02,310 what they're talking about, like yesterday, I talked to a 398 00:21:02,310 --> 00:21:06,360 COVID-19 expert. And I always just asked him the dumb beginner 399 00:21:06,360 --> 00:21:09,450 questions, but I'm maybe simplifying it for every 400 00:21:09,480 --> 00:21:13,650 everyone else. And what's the point of living in the jargon 401 00:21:13,650 --> 00:21:17,100 and all the advanced stuff, if no one even understands that 402 00:21:17,100 --> 00:21:19,890 you're just hiding behind a black box? And so this this, 403 00:21:20,190 --> 00:21:23,430 this podcast, the above board with Kendra path, you mentioned 404 00:21:23,430 --> 00:21:27,210 a couple of interesting topics. And so is there a favorite 405 00:21:27,210 --> 00:21:31,620 episode that you have so far? Or is there like a question that 406 00:21:31,620 --> 00:21:36,000 you've covered on your podcast that like really stands out that 407 00:21:36,030 --> 00:21:38,280 we should all be asking ourselves this question about 408 00:21:38,280 --> 00:21:39,420 money, anything like that? 409 00:21:40,380 --> 00:21:42,360 John Kennedy: Yes. So a couple of things. The first one I want 410 00:21:42,360 --> 00:21:46,590 to say is, you are the ultimate testament of discipline, like 411 00:21:46,590 --> 00:21:50,190 having as many eight number 816, like, and you said, there's been 412 00:21:50,190 --> 00:21:54,180 so many times you want to quit, like your show is, is the true 413 00:21:54,180 --> 00:21:57,000 testament of like, this is what discipline looks like, you know, 414 00:21:57,030 --> 00:22:00,900 grinding through it. But as it relates to our show, yeah, 415 00:22:00,900 --> 00:22:03,930 there's a handful, and some are more recent that that stick out 416 00:22:03,930 --> 00:22:07,050 to me, this one that I really like, it doesn't have anything 417 00:22:07,050 --> 00:22:11,730 to do with money specifically. But it's called Lessons in 418 00:22:11,730 --> 00:22:15,270 business partnership. So in this conversation enriches 419 00:22:15,270 --> 00:22:17,910 interviewing my business partner, Matt and I, about how 420 00:22:17,910 --> 00:22:19,470 we fund our business partnership, how we came to 421 00:22:19,470 --> 00:22:22,590 that. And the reason that I feel passionate about this topic is 422 00:22:22,590 --> 00:22:26,670 because there are so many people out there that are anti business 423 00:22:26,670 --> 00:22:28,530 partnership. I mean, I can't tell you how many how many folks 424 00:22:28,530 --> 00:22:32,220 I spoke with leading into that decision that counseled me not 425 00:22:32,250 --> 00:22:34,950 to go into business that they didn't know, Matt, they just 426 00:22:34,950 --> 00:22:37,230 said, like, don't get a business partner, it's a bad idea, it 427 00:22:37,230 --> 00:22:40,020 sort of feels like universal knowledge that, you know, 428 00:22:40,020 --> 00:22:43,140 business partnerships are destined to fail. And I want to 429 00:22:43,140 --> 00:22:47,580 be, you know, I guess a voice of positivity in the direction that 430 00:22:47,580 --> 00:22:52,020 business partnerships can really help you leverage and grow in a 431 00:22:52,020 --> 00:22:54,660 more meaningful way. Especially if you're someone that like 432 00:22:54,660 --> 00:22:57,390 loves the the idea and the element of having a team 433 00:22:57,390 --> 00:23:00,330 atmosphere. And you know, one plus one equals three, like our 434 00:23:00,330 --> 00:23:04,410 powers combined can help us output a greater effort for, in 435 00:23:04,410 --> 00:23:06,840 our case, the community of clients that we work with, than 436 00:23:06,840 --> 00:23:10,410 if we were doing it alone. And I don't know about you, but like, 437 00:23:10,410 --> 00:23:14,250 that's just every everybody I know, has a negative slant 438 00:23:14,370 --> 00:23:16,980 towards business partnerships, whereas this conversation is, 439 00:23:17,100 --> 00:23:19,320 hey, there's positive things too. And there's, there's pros 440 00:23:19,320 --> 00:23:22,260 and cons. And those are, you know, everyone's situation is 441 00:23:22,260 --> 00:23:25,560 different. And you have to like make your own decision, but at 442 00:23:25,560 --> 00:23:29,400 least being able to hear from someone from a more positive 443 00:23:29,550 --> 00:23:33,420 perspective, in that way. And then there's another one that we 444 00:23:33,420 --> 00:23:36,930 did recently called the sentient life, where we interviewed a 445 00:23:36,930 --> 00:23:41,910 guest who is traveling with his entire family. So two children, 446 00:23:41,910 --> 00:23:45,000 his wife and two dogs, for the next year, they're touring the 447 00:23:45,000 --> 00:23:48,660 United States. And and they left they rent, they're renting their 448 00:23:48,660 --> 00:23:51,300 home, they left their home and they're staying in Airbnb ease, 449 00:23:51,510 --> 00:23:55,710 and they're touring the US. And the whole conversation is about 450 00:23:55,710 --> 00:23:58,560 disconnecting to find awareness. He's a business owner, he runs 451 00:23:58,560 --> 00:24:00,840 three or four different businesses, and he's working 452 00:24:00,840 --> 00:24:04,680 remotely but he realized during COVID Like it was you know, that 453 00:24:04,680 --> 00:24:06,900 same level of anxiousness. We started talking about what the 454 00:24:06,900 --> 00:24:10,110 show like he was feeling like I you know, I can't go anywhere 455 00:24:10,110 --> 00:24:12,060 with my family. I can't you know, I can't go to a theme 456 00:24:12,060 --> 00:24:14,730 park, I can't go you know, you're we're trapped inside. And 457 00:24:14,730 --> 00:24:16,680 he wanted to get out and do something different with his 458 00:24:16,680 --> 00:24:20,070 family and create these these memories in these moments. And 459 00:24:20,070 --> 00:24:22,320 so the whole conversation is about disconnecting to find 460 00:24:22,320 --> 00:24:25,200 awareness. So there's a lot of good nuggets in our shows, those 461 00:24:25,200 --> 00:24:27,630 are two good ones that are actually non financial related. 462 00:24:27,840 --> 00:24:31,350 And peppered throughout. We have as we're recording this, we have 463 00:24:31,350 --> 00:24:33,750 25 episodes. So you know, peppered throughout that there 464 00:24:33,750 --> 00:24:37,560 are a ton of money conversations as well budgeting, cash flows, 465 00:24:37,560 --> 00:24:40,620 business owners, stuff like that. But just like you said, 466 00:24:40,620 --> 00:24:43,080 man talking about this stuff, that's what's so important and 467 00:24:43,080 --> 00:24:47,040 just, you know, being able to share our experiences. I think 468 00:24:47,040 --> 00:24:48,600 that's what's so great about podcasting. 469 00:24:49,380 --> 00:24:51,870 Robert Plank: And what I like about podcasting is randomness 470 00:24:51,870 --> 00:24:55,200 like how many different little random sidebars have you and I 471 00:24:55,200 --> 00:24:59,730 gotten into and I feel like that's kind of made. It's made 472 00:24:59,760 --> 00:25:04,080 the the educational part of it kind of adds some entertainment, 473 00:25:04,080 --> 00:25:06,510 right? It's not all just the facts and figures. It's not, 474 00:25:06,540 --> 00:25:10,410 it's not all just step one to step 50. Sometimes there's the 475 00:25:10,530 --> 00:25:14,100 randomness in there so that we're not always 24 hours a day 476 00:25:14,100 --> 00:25:16,320 feeling like we're back at school, you can listen to a 477 00:25:16,320 --> 00:25:19,530 podcast and kind of kick back. But then you'll get some of 478 00:25:19,530 --> 00:25:23,760 these really helpful tips and like ideas and strategies that 479 00:25:23,760 --> 00:25:27,420 kind of work their way in it kind of without you even 480 00:25:27,420 --> 00:25:30,480 realizing, right, and so it turned into this money podcast, 481 00:25:30,480 --> 00:25:33,330 and it gets into all these other kind of things that maybe you 482 00:25:33,360 --> 00:25:36,300 you might not have even asked yourself these questions about 483 00:25:36,360 --> 00:25:39,960 traveling in an RV. But it's one of those things that having your 484 00:25:39,960 --> 00:25:43,920 money figured out could lead you. And it's and from what I've 485 00:25:43,920 --> 00:25:47,520 been getting a lot from the way we've been talking is, you seem 486 00:25:47,520 --> 00:25:50,700 like such a positive person, John and like with with the 487 00:25:50,700 --> 00:25:53,490 encouragement and the compliments, and it's so easy to 488 00:25:53,490 --> 00:25:58,380 do. And but so many people just forget to do it. Right? If so 489 00:25:58,380 --> 00:26:01,680 many people just get caught up in the negativity and looking 490 00:26:01,680 --> 00:26:05,490 for the bad about things. Can I insult this? Or can I come up 491 00:26:05,490 --> 00:26:08,220 with a reason why this won't work? And so that's kind of what 492 00:26:08,220 --> 00:26:11,070 I've, what I've been getting from from talking to you today 493 00:26:11,070 --> 00:26:14,820 is, it's just why not just go that make that little bit of 494 00:26:14,820 --> 00:26:17,880 extra effort. And if you if you like something if you'd like 495 00:26:17,880 --> 00:26:21,030 something someone did or something, someone said, why not 496 00:26:21,030 --> 00:26:24,540 just say that, that positive thing. And and so I'm getting an 497 00:26:24,540 --> 00:26:29,160 idea of some of these cool topics, both like random and an 498 00:26:29,190 --> 00:26:32,430 anon topic of what you have on on this podcast. And I mean, I 499 00:26:32,430 --> 00:26:34,290 was just talking to get into some a little bit more 500 00:26:34,290 --> 00:26:36,780 randomness as we get to these final minutes here. I was 501 00:26:36,780 --> 00:26:40,770 talking to the wife just last night about Chris Farley and 502 00:26:40,770 --> 00:26:44,550 David Spade, right. And they had a really kind of a brief 503 00:26:44,550 --> 00:26:46,740 partnership there. But but those two guys together, they were 504 00:26:46,740 --> 00:26:49,710 like that, what's the ultimate one plus one equals three. And I 505 00:26:49,710 --> 00:26:52,650 was I was even making the point of, well, everyone kind of even 506 00:26:52,650 --> 00:26:55,800 back then thought of as Chris Farley's the funny one, David 507 00:26:55,800 --> 00:26:58,530 Spade, like the less funny one. But even things that Chris 508 00:26:58,530 --> 00:27:02,010 Farley was in, without David Spade like he still wasn't, he 509 00:27:02,010 --> 00:27:05,160 wasn't even close to as funny as that duo somehow working out. 510 00:27:05,160 --> 00:27:08,130 And it's kind of rare. And it's kind of magic, but it is 511 00:27:08,130 --> 00:27:10,560 possible. And so when you're talking about like finding the 512 00:27:10,560 --> 00:27:14,190 ultimate, making it work, I'm just picturing like, Chris 513 00:27:14,190 --> 00:27:17,250 Farley, David Spade were together. They're both way, way 514 00:27:17,250 --> 00:27:20,760 better than even even the funnier one on his own. 515 00:27:21,510 --> 00:27:23,070 John Kennedy: It's funny, you mentioned that I'm laughing 516 00:27:23,070 --> 00:27:26,580 because throughout our show, my business partner uses a similar 517 00:27:26,580 --> 00:27:29,550 example. So Matt always talks about us. Have you seen the 518 00:27:29,550 --> 00:27:31,860 movie twins? Do you remember that from I think it was the 519 00:27:31,860 --> 00:27:34,260 late 80s, early 90s. But it's Danny DeVito and Arnold 520 00:27:34,260 --> 00:27:38,310 Schwarzenegger. And he says that because him and I sort of sound 521 00:27:38,310 --> 00:27:40,770 alike. And we look like we get that question from clients a 522 00:27:40,770 --> 00:27:44,220 lot. Like are you guys brothers? And so, you know, this is a 523 00:27:44,220 --> 00:27:47,670 funny movie, but he always says, you know, we're like the movie 524 00:27:47,670 --> 00:27:50,580 twins. And then the next natural question is like, well, which 525 00:27:50,580 --> 00:27:53,820 one's Dana DeVito and which ones like the strong muscle guy. And 526 00:27:53,820 --> 00:27:56,130 we let you try to let people figure that out for themselves. 527 00:27:56,130 --> 00:27:58,860 But obviously, we both want to be the strong, tall, handsome 528 00:27:58,860 --> 00:28:01,890 muscle guy. But now it's just that's funny that you mentioned 529 00:28:01,890 --> 00:28:07,410 that. And I do think, to what you said, I like to do things 530 00:28:07,410 --> 00:28:10,740 that are hard. Like, I like to challenge myself, I like to push 531 00:28:10,740 --> 00:28:14,130 myself and I think most people listening to your show feel the 532 00:28:14,130 --> 00:28:19,080 same way. And what's, what's harder, and what's easier, to be 533 00:28:19,080 --> 00:28:21,630 negative or to be positive. It's just easy to be negative right 534 00:28:21,630 --> 00:28:24,930 now. It's easy. everything going on around us in the world, all 535 00:28:24,930 --> 00:28:27,810 the stuff that we're seeing, I mean, it's easy to be negative, 536 00:28:27,840 --> 00:28:31,560 and it's just harder to be positive. And so for me, like 537 00:28:31,560 --> 00:28:36,450 choosing positivity, not not unlike this. What sort of 538 00:28:36,450 --> 00:28:40,860 looking forward not not in sort of oblivious kind of way, like, 539 00:28:40,890 --> 00:28:43,320 Oh, I'm just happy all the time. I'm positive. But that's not 540 00:28:43,350 --> 00:28:45,570 that's definitely not me. And anybody that knows me knows 541 00:28:45,570 --> 00:28:50,970 that. But when it comes to life decisions, and trying to better 542 00:28:50,970 --> 00:28:54,120 yourself and building people up versus bringing people down, 543 00:28:54,120 --> 00:28:59,040 like I just positivity 100% of the time, it's to me that I know 544 00:28:59,040 --> 00:29:02,160 it's harder to do that. But why wouldn't we all want to 545 00:29:02,430 --> 00:29:05,490 ultimately be that way? And so Hey, man, listen, I'm negative 546 00:29:05,490 --> 00:29:09,570 to but I'd rather be uplifting than then be bringing someone 547 00:29:09,570 --> 00:29:10,260 down, you know? 548 00:29:10,860 --> 00:29:12,690 Robert Plank: Yeah. And I understand what you mean about 549 00:29:12,720 --> 00:29:15,840 you're not ignorant, you're not gullible, you're making a 550 00:29:15,840 --> 00:29:18,990 conscious effort to be positive. And there's that saying, choose 551 00:29:18,990 --> 00:29:22,020 your heart, right? That there might be things that may be 552 00:29:22,050 --> 00:29:25,800 appear to be easy upfront, but then are hard later, like, is 553 00:29:25,800 --> 00:29:28,260 having a budget hard? Well, well, maybe if you're not used 554 00:29:28,260 --> 00:29:30,930 to doing it, but not having a budget, if that leads you to a 555 00:29:30,930 --> 00:29:34,410 bad financial situation, that ends up being hard anyway. So if 556 00:29:34,500 --> 00:29:37,950 if by the time it gets to the end of each path, if both things 557 00:29:37,950 --> 00:29:41,970 are hard, why not choose the hard that gets you to where you 558 00:29:41,970 --> 00:29:45,480 need to go just like where it's maybe easy at first to always be 559 00:29:45,480 --> 00:29:48,180 negative, but then it could be hard to get yourself out of that 560 00:29:48,180 --> 00:29:51,330 negative pattern. So why not just be a positive in the first 561 00:29:51,330 --> 00:29:54,180 place. So and we've gone over time with that's good. It's part 562 00:29:54,180 --> 00:29:57,870 of the randomness of podcasting, and we want to give one last 563 00:29:57,870 --> 00:30:02,100 plug to Kendra path itself. And to that this podcast above board 564 00:30:02,100 --> 00:30:04,560 with counterpath as long as anything else that you want to 565 00:30:04,560 --> 00:30:06,990 plug so what do you have for us after we listen to our 566 00:30:06,990 --> 00:30:10,470 conversation today? Where should we be running not walking to? 567 00:30:10,920 --> 00:30:12,660 John Kennedy: That's it man you know me I'm not much of a 568 00:30:12,660 --> 00:30:17,310 Salesman so I think the biggest thing would be you know, anybody 569 00:30:17,310 --> 00:30:19,890 that's listening to this I'd love I'd love for someone to 570 00:30:19,890 --> 00:30:22,290 listen to our show and give it a shot. It's called aboveboard 571 00:30:22,290 --> 00:30:25,620 with candor path. And you can find kindred path financial is 572 00:30:25,620 --> 00:30:28,500 the name of my company so I mean, you can Google us and and 573 00:30:28,500 --> 00:30:31,590 at candor path is our is our handle everywhere. So you can 574 00:30:31,590 --> 00:30:34,350 find us just about everywhere with that. But we just were 575 00:30:34,350 --> 00:30:37,620 really enjoying our show. And I think it's I think it's 576 00:30:37,620 --> 00:30:39,870 something fun and at some point, we got to have Mr. Robert plank 577 00:30:39,870 --> 00:30:40,350 on the show. 578 00:30:40,830 --> 00:30:43,350 Robert Plank: It's a done deal. Let me know when show up and the 579 00:30:43,350 --> 00:30:45,840 topic and I'm there or even no topic and we'll figure something 580 00:30:45,840 --> 00:30:47,850 out. Awesome, man. Appreciate it. Thanks 581 00:30:47,850 --> 00:30:48,390 John Kennedy: for having me. 582 00:30:48,750 --> 00:30:50,550 Robert Plank: I appreciate you. So we should all be going right 583 00:30:50,550 --> 00:30:54,720 now to Kendra path.com. Check out at Kendra path on social 584 00:30:54,720 --> 00:30:58,740 media and search that podcast aboveboard with candor path 585 00:30:58,740 --> 00:31:02,400 because if you enjoyed the randomness of John Kennedy and 586 00:31:02,400 --> 00:31:04,920 Robert plank will soon we'll have Robert plank on as a guest 587 00:31:04,920 --> 00:31:07,740 but you can even get a taste just from what John's saying 588 00:31:07,770 --> 00:31:11,460 about how there's all these fun topics that can make money fun 589 00:31:11,460 --> 00:31:14,400 for you and have less anxiety and get you where you need to 590 00:31:14,400 --> 00:31:17,610 go. So you listen to the this podcast. I'm assuming you got 591 00:31:17,610 --> 00:31:20,520 this far. So why not take the next step and subscribe right 592 00:31:20,520 --> 00:31:23,970 now to the podcast above board with Kendra path. And we'll see 593 00:31:23,970 --> 00:31:26,010 you there and thanks John for showing up today. 594 00:31:26,370 --> 00:31:27,930 John Kennedy: Thanks for having me man. Good talking to you 595 00:31:27,930 --> 00:31:28,260 again. 596 00:31:32,880 --> 00:31:36,210 Robert Plank: This is Robert plank from DF Why podcast.com 597 00:31:36,210 --> 00:31:40,200 Ford Slash Free? Me and my team are super excited to jump into 598 00:31:40,200 --> 00:31:44,400 your podcast, whether it already exists, whether it's brand new, 599 00:31:44,400 --> 00:31:47,790 whether it's just in the idea stage, set up a call and contact 600 00:31:47,790 --> 00:31:52,800 us today claim your free gift at dfi podcast.com/free and we will 601 00:31:52,800 --> 00:31:53,580 see you there