Homeowner

I am now the OWNER of a 2200 square foot, 4 bedroom, 3 bathroom, cute yellow corner house... and I'm 23!

I am no longer going to screw around with the stock market. That $30,000 loss in January still stings a bit. That was supposed to be my financial shortcut to getting a house and it had the opposite effect.

My goal now is to work like crazy and build up exactly 2 years worth of living expenses, then throw more money at that house to cut the payments in half.

Comment below if you feel like congratulating me.

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Comments (36)

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  1. Hi Robert

    Big congratulations from sunny Denmark. 🙂

    Of course, you deserve to be able to quit your day time job, and of course wise planning ahead will prove to be the right way to go.

    But remember the one drawback from having lots of space: it takes a darn lot of time to clean it all. 😀

    Have a nice weekend. 🙂

  2. Johan says:

    Hey Roberts, awesome house man, congratulations!!

    All the best,

    Johan

  3. Kyle Tully says:

    Congrats Robert, you’ve worked hard and you deserve it man!

    Cheers
    Kyle

  4. Jérémy says:

    Excellent Robert !

    Thanks for your help !

    Jérémy

  5. Joe says:

    congrats.. on the new home.

    I better strategy then saving up 2 years of expenses before you turn you attention to killing your mortgage..

    is doing both at the same time… for example if you have a $2000 to put toward your 2 year supply of cash… put $1000 in savings and pay an extra $1000 on your house’s mortgage…

    it will accomplish several things… your savings is growing… and you are “cheating” your mortgage company out of profits… there by accelerating your financial independence.

    Based on what you have made public about your earning… and knowing what real estate costs in California in 7-10 year you should be financially independent and own your home free and clear…

    having watched you since the beginning if, I were a betting man I’d say the 7-10 year time frame is very generious… I would not be surprised if you reached these goals in half the time.

    Joe

  6. Angela says:

    Wow, congratulations to you! That is a beautiful house, too. 🙂

  7. Eric Louviere says:

    Very cool buddy. You’re going to kill it over the next year, I can smell it! Shoot for the stars man, you’ve got the goods. 🙂

    ~Eric

  8. Robert Plank says:

    for example if you have a $2000 to put toward your 2 year supply of cash… put $1000 in savings and pay an extra $1000 on your house’s mortgage…

    That is a far better idea than my original plan of paying double payments each month.

  9. Kate says:

    That’s awesome. You’re only 23 ??? Dude, based on your products I thought you were an old established guy — you are smart and driven and this house is only the beginning for you!

    Cheers,
    kf

  10. Well done Robert.

    I like the mustang!

    (and your scripts)

  11. Wing says:

    How in the world to you create a new product and launch it every single day?

    How do you launch them? Email to your list?

  12. Joel Osborne says:

    That’s Fantastic!

    Your house looks amazing… looks perfect! 🙂

    Maybe that’s because the previous owners kept it looking good to sell it, or maybe you did it? Either way, I want to live there 🙂

  13. Jason says:

    Now that’s what I’m talking about! Congratulations on your new purchase!

  14. This is fantastic, and you’re smart to get a house at your age. A lot of people don’t figure out that’s a good idea until 30 or 40.

    Is it a newly-built house? It looks new.

  15. Tamer says:

    Congrats! Robert…

    Good work for sure 🙂

    Tamer

  16. Dave says:

    Robert,

    Way to go man – welcome to home ownership.

    Dave

  17. Chuck Yockey says:

    Dude,

    Nice place!!

    Keep it up and you’ll have your own island with helipad.

    Look forward to seeing you soon somewhere!

    Chuck Yockey

  18. alex says:

    Hi Robert,

    Congrats…Way to Go!

    Best Wishes,

    Robin Alex

  19. Doug Barger says:

    Congratulations to you Robert!

    To a long, prosperous and healthy life to you and yours.

    Doug

  20. Sue says:

    Well done

    You a shining / encouraging / inspirational light to us all

  21. Congrats Robert,

    I bought my first house a little over a year ago. They’re a lot of work but heck, it’s fun cutting the grass when you own the yard :o).

    Take Care & best wishes with the new home,

    Chris Vendilli

  22. Hi Robert,

    Your brand new house looks fantastically!

    By the way, how is possible that you lost so much
    money in your stock trading? Can you explain it?

    Best Wishes,
    Marek Brezina

  23. Don Morris says:

    Congratulations, Robert! Your hard (smart) work is paying off. BTW, thanks for “stopping in” the other day.

  24. Theo Baskind says:

    ahh quite blowin’ this guys pipe!!!! Your house is small and your head is so large it has it’s own atmosphere!! HAHAHAHAHahahahahahaha!!

    Just kiddin’ Plank! Congratulations , my Ninja!!! Keep it up so we can plan a trip to Jamaica mon and party like we did in Austin!!!

  25. Mikael says:

    Really a nice house. What did you have to pay for it?

  26. Robert Plank says:

    I know. I just changed servers yesterday and they still haven’t got all the security settings just right.

    Most of my sites are broken at the moment, some work but all the order buttons are broken.

  27. Tony Kenobi says:

    Robert,

    Your products are very good – I’ve bought some. I used to play with the stockmarket and earned some money but got out because it can be very random!

    I don’t know any other way to contact you but you may be interested that I have a splendid HTML course which I am sure many many of your list members would be interested in.
    Its on special offer at the moment for $15 but I was selling it ofr much more.

    Can you email me and we can talk business?

    cheers
    Tony

  28. Eman Eli says:

    Hi Robert,

    I have purchased your products before from WF. And you deserved what you achieved today. Congratulations!
    My passion is on Real estate investing and just realised that IM is actually the real goldmine. It is not easy but will be a fortune for those who are able to discover it. And you are the living proof!

    Regards
    Eman Eli

  29. Robert Plank says:

    My passion is on Real estate investing and just realised that IM is actually the real goldmine.

    IM is a real goldmine, as long as you stay out of the “how to make money” niche. I don’t sell any how to make money products, I just happen to be someone who markets on the internet.

    If you sell real estate infoproducts, do real estate copywriting, real estate coaching, etc. you will actually have a USP.

  30. Robert From Florida says:

    Hey buddy,

    Big congrats! That;s huge!

    I have to say though….

    I’d think twice about throwing tons of money at the mortgage… unless of course you think you can’t make more than 6 or 7% investing into you’re business…

    You may even want to consider grabbing another as a rental.

    Now is def not a bad time to do just that…

    Don’t mean to give you advice but I can tell you can leverage your cash way better

    anyway congrats again! Really sweet place!

    -R

  31. Redback says:

    Why would you try to cut down your payments. Use that money to buy another house in this down market and rent it out for resale when housing comes back.

  32. Robert Plank says:

    Why would you try to cut down your payments. Use that money to buy another house in this down market and rent it out for resale when housing comes back.

    Maybe if I was older and had more collateral to back me up I would.

    Getting even one house was enough of a headache. Banks are so reluctant to lend money these days. They wouldn’t even take my $30k cashier’s check without proof of where it came from.

    Anyway, I’ve taken some of your guys’ advice and added a little to my payments. Not a ton but paying $2500 a month for a $2142 house payment cuts it from 30 years to 20 years.

    I want to quit my job at some point, but I need a big cash reserve to feel comfortable doing that especially since I’ll have to pay for my own health insurance and all that.

  33. Marc28555 says:

    Viele Informationen zur Privaten Krankenversicherung inkl. Beitragsrechner und unverbindlichem Krankenversicherungsvergleich

  34. vijay says:

    Your house is looking good 🙂

  35. VBMArticles says:

    Hi Robert, This is one Beautiful Home I have ever seen yet in my lifetime. You are really becoming my IM Guru… Best of luck and have a nice life…

  36. J’aime lire des commentaires, en apprenant quelquefois beaucoup d’eux ou étant amusé par eux. Pourtant, je deviens vraiment dérangé selon les commentaires de snarky, ainsi si un site est inondé avec eux le fait d’éteindre peut-être la caractéristique est le meilleur ou les lecteurs laissants signalent que l’abus avec un claquement aide les commentaires de bazar de moniteur de site.

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